States › Missouri › Raytown

Is Raytown, MO expensive to live in?

CheapRent takes 16 cents of every $1 people earn here.
🏠 Rent per month (2026)$98944% lower than U.S. average
💵 Families earn per year (2026)$74,244about $6,187/month · 15% lower than U.S. average
🔑 House price$182,90045% lower than U.S. average

Rent is lower than in 88% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards.

How much money do I need?

To rent here comfortably, you should earn about $39,560 a year. That is $19 an hour at a full-time job.

Is rent cheaper than other Missouri cities?

Yes. Rent here is cheaper than in most of Missouri. It is number 29 of 142 cities from cheapest to most expensive.

Raytown
$989
Kirkwood
$1,834
Mehlville
$1,216
Liberty
$1,265
Maryland Heights
$1,558
Ballwin
$1,772
Gladstone
$1,554

How much do households earn in Raytown?

Under $25k
11.3%
$25k–50k
25.4%
$50k–100k
42.7%
$100k–150k
10.5%
$150k+
6.0%

Share of households by yearly income. 16.5% of households earn $100,000 or more.

Rent by apartment size in Raytown

SizeRaytownU.S. average
1 bedroom$1,073$1,324
2 bedrooms$1,156$1,509
3 bedrooms$1,560$1,698
4 bedrooms$2,068$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Raytown overall?

Everyday prices in Missouri overall are 9% below the U.S. average (index 90.8, U.S. = 100).

Housing
70
Goods (food, clothes…)
96
Utilities
79
Other services
95
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Raytown, so the Missouri figure is shown.

Taxes and bills in Raytown

🏛️ Property tax$2,239a year · 1.22% of home value · U.S. $3,119
⚡ Electric bill$138a month (typical) · U.S. $156

Life in Raytown

Commute to work24.2 minU.S.: 26.4 min
College degree22%U.S.: 35.7%
Own their home65.1%U.S.: 65.2%
Below poverty line12.5%U.S.: 12.5%
Unemployment5.6%U.S.: 5.2%

Is it cheaper to rent or buy in Raytown?

Renting is cheaper right now: about $280 a month less.

Renting
$989
Owning
$1,269

Owning assumes a typical $182,900 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $18,290 for the down payment.

Frequently asked questions

What is the average rent in Raytown, MO?

Renting in Raytown costs a median of about $989 a month in 2026, including utilities. The Missouri median is $1,285.

How much do I need to make to live in Raytown?

To keep rent under 30% of income, you need about $39,560 a year, or $19 an hour at a full-time job.

Is Raytown cheap or expensive?

Raytown is rated Cheap: rent takes 16.0% of the typical household income of $74,244. It ranks 29th cheapest of 142 Missouri cities we track.

How much are property taxes in Raytown?

The median homeowner in Raytown pays $2,239 a year in property taxes, about 1.22% of the median home value.

Is Raytown more expensive than the national average?

Overall prices in Missouri are 9% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Raytown?

The median home value in Raytown is $182,900, about 2.5 times the typical yearly household income.

29,445 people live in Raytown. Numbers are typical (middle) values.