States › Missouri › Liberty

Is Liberty, MO expensive to live in?

CheapRent takes 16 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,26528% lower than U.S. average
💵 Families earn per year (2026)$95,493about $7,958/month · 10% higher than U.S. average
🔑 House price$283,30015% lower than U.S. average

Rent is lower than in 71% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards.

How much money do I need?

To rent here comfortably, you should earn about $50,600 a year. That is $24 an hour at a full-time job.

Is rent cheaper than other Missouri cities?

Yes. Rent here is cheaper than in most of Missouri. It is number 70 of 142 cities from cheapest to most expensive.

Liberty
$1,265
Ballwin
$1,772
Mehlville
$1,216
Raytown
$989
Kirkwood
$1,834
Maryland Heights
$1,558
Gladstone
$1,554

How much do households earn in Liberty?

Under $25k
9.9%
$25k–50k
20.0%
$50k–100k
34.4%
$100k–150k
25.0%
$150k+
7.7%

Share of households by yearly income. 32.7% of households earn $100,000 or more.

Rent by apartment size in Liberty

SizeLibertyU.S. average
Studio$920$1,338
1 bedroom$1,042$1,324
2 bedrooms$1,296$1,509
3 bedrooms$1,648$1,698
4 bedrooms$2,020$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Liberty overall?

Everyday prices in Missouri overall are 9% below the U.S. average (index 90.8, U.S. = 100).

Housing
70
Goods (food, clothes…)
96
Utilities
79
Other services
95
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Liberty, so the Missouri figure is shown.

Taxes and bills in Liberty

🏛️ Property tax$3,267a year · 1.15% of home value · U.S. $3,119
⚡ Electric bill$134a month (typical) · U.S. $156

Life in Liberty

Commute to work22.9 minU.S.: 26.4 min
College degree39.6%U.S.: 35.7%
Own their home73%U.S.: 65.2%
Below poverty line7%U.S.: 12.5%
Unemployment4.5%U.S.: 5.2%

Is it cheaper to rent or buy in Liberty?

Renting is cheaper right now: about $701 a month less.

Renting
$1,265
Owning
$1,966

Owning assumes a typical $283,300 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $28,330 for the down payment.

Frequently asked questions

What is the average rent in Liberty, MO?

Renting in Liberty costs a median of about $1,265 a month in 2026, including utilities. The Missouri median is $1,285.

How much do I need to make to live in Liberty?

To keep rent under 30% of income, you need about $50,600 a year, or $24 an hour at a full-time job.

Is Liberty cheap or expensive?

Liberty is rated Cheap: rent takes 15.9% of the typical household income of $95,493. It ranks 70th cheapest of 142 Missouri cities we track.

How much are property taxes in Liberty?

The median homeowner in Liberty pays $3,267 a year in property taxes, about 1.15% of the median home value.

Is Liberty more expensive than the national average?

Overall prices in Missouri are 9% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Liberty?

The median home value in Liberty is $283,300, about 3.0 times the typical yearly household income.

30,689 people live in Liberty. Numbers are typical (middle) values.