States › Missouri › Ballwin

Is Ballwin, MO expensive to live in?

CheapRent takes 16 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,7721% higher than U.S. average
💵 Families earn per year (2026)$134,409about $11,201/month · 54% higher than U.S. average
🔑 House price$377,10013% higher than U.S. average

Rent is higher than in 56% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Most homes (84.2%) are owned, so rentals can be hard to find. It is a highly educated city: 65.2% of adults have a college degree.

How much money do I need?

To rent here comfortably, you should earn about $70,880 a year. That is $34 an hour at a full-time job.

Is rent cheaper than other Missouri cities?

No. Rent here is more expensive than in most of Missouri. It is number 118 of 142 cities from cheapest to most expensive.

Ballwin
$1,772
$1,265
$1,216
$1,834

How much do households earn in Ballwin?

Under $25k
7.9%
$25k–50k
13.5%
$50k–100k
26.8%
$100k–150k
27.2%
$150k+
22.9%

Share of households by yearly income. 50.1% of households earn $100,000 or more.

Rent by apartment size in Ballwin

SizeBallwinU.S. average
1 bedroom$1,351$1,324
2 bedrooms$1,553$1,509
3 bedrooms$2,050$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Ballwin overall?

Everyday prices in Missouri overall are 9% below the U.S. average (index 90.8, U.S. = 100).

Housing
70
Goods (food, clothes…)
96
Utilities
79
Other services
95
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Ballwin, so the Missouri figure is shown.

Taxes and bills in Ballwin

🏛️ Property tax$4,374a year · 1.16% of home value · U.S. $3,119
⚡ Electric bill$120a month (typical) · U.S. $156

Life in Ballwin

Commute to work25.5 minU.S.: 26.4 min
College degree65.2%U.S.: 35.7%
Own their home84.2%U.S.: 65.2%
Below poverty line4.8%U.S.: 12.5%
Unemployment2.9%U.S.: 5.2%

Is it cheaper to rent or buy in Ballwin?

Renting is cheaper right now: about $845 a month less.

Renting
$1,772
Owning
$2,617

Owning assumes a typical $377,100 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $37,710 for the down payment.

Frequently asked questions

What is the average rent in Ballwin, MO?

Renting in Ballwin costs a median of about $1,772 a month in 2026, including utilities. The Missouri median is $1,285.

How much do I need to make to live in Ballwin?

To keep rent under 30% of income, you need about $70,880 a year, or $34 an hour at a full-time job.

Is Ballwin cheap or expensive?

Ballwin is rated Cheap: rent takes 15.8% of the typical household income of $134,409. It ranks 118th cheapest of 142 Missouri cities we track.

How much are property taxes in Ballwin?

The median homeowner in Ballwin pays $4,374 a year in property taxes, about 1.16% of the median home value.

Is Ballwin more expensive than the national average?

Overall prices in Missouri are 9% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Ballwin?

The median home value in Ballwin is $377,100, about 2.8 times the typical yearly household income.

31,279 people live in Ballwin. Numbers are typical (middle) values.