salaryRent is higher than in 59% of U.S. cities. A typical house costs about 3.5 years of household income. Most homes (77.2%) are owned, so rentals can be hard to find. It is a highly educated city: 67.9% of adults have a college degree.
How much money do I need?
To rent here comfortably, you should earn about $73,360 a year. That is $35 an hour at a full-time job.
Is rent cheaper than other Missouri cities?
No. Rent here is more expensive than in most of Missouri. It is number 121 of 142 cities from cheapest to most expensive.
How much do households earn in Kirkwood?
Share of households by yearly income. 49.1% of households earn $100,000 or more.
Rent by apartment size in Kirkwood
| Size | Kirkwood | U.S. average |
|---|---|---|
| Studio | $1,432 | $1,338 |
| 1 bedroom | $1,121 | $1,324 |
| 2 bedrooms | $1,426 | $1,509 |
| 3 bedrooms | $1,782 | $1,698 |
| 4 bedrooms | $2,430 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Kirkwood overall?
Everyday prices in Missouri overall are 9% below the U.S. average (index 90.8, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Kirkwood, so the Missouri figure is shown.
Taxes and bills in Kirkwood
Life in Kirkwood
Is it cheaper to rent or buy in Kirkwood?
Renting is cheaper right now: about $1,298 a month less.
Owning assumes a typical $451,400 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $45,140 for the down payment.
Frequently asked questions
What is the average rent in Kirkwood, MO?
Renting in Kirkwood costs a median of about $1,834 a month in 2026, including utilities. The Missouri median is $1,285.
How much do I need to make to live in Kirkwood?
To keep rent under 30% of income, you need about $73,360 a year, or $35 an hour at a full-time job.
Is Kirkwood cheap or expensive?
Kirkwood is rated Cheap: rent takes 16.8% of the typical household income of $130,790. It ranks 121st cheapest of 142 Missouri cities we track.
How much are property taxes in Kirkwood?
The median homeowner in Kirkwood pays $4,691 a year in property taxes, about 1.04% of the median home value.
Is Kirkwood more expensive than the national average?
Overall prices in Missouri are 9% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Kirkwood?
The median home value in Kirkwood is $451,400, about 3.5 times the typical yearly household income.
29,363 people live in Kirkwood. Numbers are typical (middle) values.