salaryRent is higher than in 81% of U.S. cities. A typical house costs about 7.7 years of household income, so buying is hard for most locals. Commutes are short, about 17.5 minutes.
How much money do I need?
To rent here comfortably, you should earn about $93,640 a year. That is $45 an hour at a full-time job.
Is rent cheaper than other Hawaii cities?
Yes. Rent here is cheaper than in most of Hawaii. It is number 24 of 57 cities from cheapest to most expensive.
How much do households earn in Napili-Honokowai?
Share of households by yearly income. 43.3% of households earn $100,000 or more.
Rent by apartment size in Napili-Honokowai
| Size | Napili-Honokowai | U.S. average |
|---|---|---|
| Studio | $2,272 | $1,338 |
| 1 bedroom | $2,292 | $1,324 |
| 2 bedrooms | $2,566 | $1,509 |
| 3 bedrooms | $1,959 | $1,698 |
| 4 bedrooms | $3,500+ | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Napili-Honokowai overall?
Everyday prices in Hawaii overall are 10% above the U.S. average (index 110.0, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Napili-Honokowai, so the Hawaii figure is shown.
Taxes and bills in Napili-Honokowai
Life in Napili-Honokowai
Is it cheaper to rent or buy in Napili-Honokowai?
Renting is cheaper right now: about $3,757 a month less.
Owning assumes a typical $878,900 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $87,890 for the down payment.
Frequently asked questions
What is the average rent in Napili-Honokowai, HI?
Renting in Napili-Honokowai costs a median of about $2,341 a month in 2026, including utilities. The Hawaii median is $2,544.
How much do I need to make to live in Napili-Honokowai?
To keep rent under 30% of income, you need about $93,640 a year, or $45 an hour at a full-time job.
Is Napili-Honokowai cheap or expensive?
Napili-Honokowai is rated OK: rent takes 24.7% of the typical household income of $113,852. It ranks 24th cheapest of 57 Hawaii cities we track.
How much are property taxes in Napili-Honokowai?
The median homeowner in Napili-Honokowai pays $1,943 a year in property taxes, about 0.22% of the median home value.
Is Napili-Honokowai more expensive than the national average?
Overall prices in Hawaii are 10% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Napili-Honokowai?
The median home value in Napili-Honokowai is $878,900, about 7.7 times the typical yearly household income.
7,308 people live in Napili-Honokowai. Numbers are typical (middle) values.