salaryRent is higher than in 69% of U.S. cities. A typical house costs about 10.4 years of household income, so buying is hard for most locals.
How much money do I need?
To rent here comfortably, you should earn about $79,640 a year. That is $38 an hour at a full-time job.
Is rent cheaper than other Hawaii cities?
Yes. Rent here is cheaper than in most of Hawaii. It is number 11 of 57 cities from cheapest to most expensive.
How much do households earn in Kula?
Share of households by yearly income. 40.7% of households earn $100,000 or more.
Rent by apartment size in Kula
| Size | Kula | U.S. average |
|---|---|---|
| 2 bedrooms | $2,027 | $1,509 |
| 3 bedrooms | $2,540 | $1,698 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Kula overall?
Everyday prices in Hawaii overall are 10% above the U.S. average (index 110.0, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Kula, so the Hawaii figure is shown.
Taxes and bills in Kula
Life in Kula
Is it cheaper to rent or buy in Kula?
Renting is cheaper right now: about $5,834 a month less.
Owning assumes a typical $1,127,700 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $112,770 for the down payment.
Frequently asked questions
What is the average rent in Kula, HI?
Renting in Kula costs a median of about $1,991 a month in 2026, including utilities. The Hawaii median is $2,544.
How much do I need to make to live in Kula?
To keep rent under 30% of income, you need about $79,640 a year, or $38 an hour at a full-time job.
Is Kula cheap or expensive?
Kula is rated OK: rent takes 22.1% of the typical household income of $108,317. It ranks 11th cheapest of 57 Hawaii cities we track.
How much are property taxes in Kula?
The median homeowner in Kula pays $2,294 a year in property taxes, about 0.20% of the median home value.
Is Kula more expensive than the national average?
Overall prices in Hawaii are 10% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Kula?
The median home value in Kula is $1,127,700, about 10.4 times the typical yearly household income.
6,791 people live in Kula. Numbers are typical (middle) values.