States › Hawaii › Waikoloa Village

Is Waikoloa Village, HI expensive to live in?

OKRent takes 28 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,07118% higher than U.S. average
💵 Families earn per year (2026)$88,117about $7,343/month · 1% higher than U.S. average
🔑 House price$802,600141% higher than U.S. average

Rent is higher than in 72% of U.S. cities. A typical house costs about 9.1 years of household income, so buying is hard for most locals.

How much money do I need?

To rent here comfortably, you should earn about $82,840 a year. That is $40 an hour at a full-time job.

Is rent cheaper than other Hawaii cities?

Yes. Rent here is cheaper than in most of Hawaii. It is number 17 of 57 cities from cheapest to most expensive.

Waikoloa Village
$2,071
East Kapolei
$3,500+
Waikele
$2,373
Ewa Villages
$353
Makawao
$2,023
Napili-Honokowai
$2,341
Lihue
$2,575

How much do households earn in Waikoloa Village?

Under $25k
13.0%
$25k–50k
20.7%
$50k–100k
34.2%
$100k–150k
24.8%
$150k+
6.8%

Share of households by yearly income. 31.5% of households earn $100,000 or more.

Rent by apartment size in Waikoloa Village

SizeWaikoloa VillageU.S. average
2 bedrooms$2,491$1,509
3 bedrooms$1,953$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Waikoloa Village overall?

Everyday prices in Hawaii overall are 10% above the U.S. average (index 110.0, U.S. = 100).

Housing
125
Goods (food, clothes…)
112
Utilities
190
Other services
103
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Waikoloa Village, so the Hawaii figure is shown.

Taxes and bills in Waikoloa Village

🏛️ Property tax$1,741a year · 0.22% of home value · U.S. $3,119
⚡ Electric bill$207a month (typical) · U.S. $156

Life in Waikoloa Village

Commute to work26.4 minU.S.: 26.4 min
College degree31.4%U.S.: 35.7%
Own their home69.5%U.S.: 65.2%
Below poverty line12.4%U.S.: 12.5%
Unemployment8.3%U.S.: 5.2%

Is it cheaper to rent or buy in Waikoloa Village?

Renting is cheaper right now: about $3,498 a month less.

Renting
$2,071
Owning
$5,569

Owning assumes a typical $802,600 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $80,260 for the down payment.

Frequently asked questions

What is the average rent in Waikoloa Village, HI?

Renting in Waikoloa Village costs a median of about $2,071 a month in 2026, including utilities. The Hawaii median is $2,544.

How much do I need to make to live in Waikoloa Village?

To keep rent under 30% of income, you need about $82,840 a year, or $40 an hour at a full-time job.

Is Waikoloa Village cheap or expensive?

Waikoloa Village is rated OK: rent takes 28.2% of the typical household income of $88,117. It ranks 17th cheapest of 57 Hawaii cities we track.

How much are property taxes in Waikoloa Village?

The median homeowner in Waikoloa Village pays $1,741 a year in property taxes, about 0.22% of the median home value.

Is Waikoloa Village more expensive than the national average?

Overall prices in Hawaii are 10% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Waikoloa Village?

The median home value in Waikoloa Village is $802,600, about 9.1 times the typical yearly household income.

7,543 people live in Waikoloa Village. Numbers are typical (middle) values.