States › Hawaii › East Kapolei

Is East Kapolei, HI expensive to live in?

ExpensiveRent takes 33 cents of every $1 people earn here.
🏠 Rent per month (2026)$3,500+100% higher than U.S. average
💵 Families earn per year (2026)$128,238about $10,687/month · 47% higher than U.S. average
🔑 House price$697,300110% higher than U.S. average

Rent here is among the highest 10% in the country. A typical house costs about 5.4 years of household income. Commutes are long, about 33 minutes each way.

How much money do I need?

To rent here comfortably, you should earn about $140,040 a year. That is $67 an hour at a full-time job.

Is rent cheaper than other Hawaii cities?

No. Rent here is more expensive than in most of Hawaii. It is number 53 of 57 cities from cheapest to most expensive.

East Kapolei
$3,500+
$2,373
$2,023
$2,575

How much do households earn in East Kapolei?

Under $25k
1.1%
$25k–50k
14.1%
$50k–100k
40.5%
$100k–150k
31.4%
$150k+
13.6%

Share of households by yearly income. 45.0% of households earn $100,000 or more.

Rent by apartment size in East Kapolei

SizeEast KapoleiU.S. average
2 bedrooms$1,844$1,509
3 bedrooms$3,500+$1,698
4 bedrooms$2,470$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is East Kapolei overall?

Everyday prices in Hawaii overall are 10% above the U.S. average (index 110.0, U.S. = 100).

Housing
125
Goods (food, clothes…)
112
Utilities
190
Other services
103
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for East Kapolei, so the Hawaii figure is shown.

Taxes and bills in East Kapolei

🏛️ Property tax$2,024a year · 0.29% of home value · U.S. $3,119
⚡ Electric bill$259a month (typical) · U.S. $156

Life in East Kapolei

Commute to work33 minU.S.: 26.4 min
College degree28.3%U.S.: 35.7%
Own their home53.1%U.S.: 65.2%
Below poverty line5.3%U.S.: 12.5%
Unemployment2.5%U.S.: 5.2%

Is it cheaper to rent or buy in East Kapolei?

Renting is cheaper right now: about $1,337 a month less.

Renting
$3,500+
Owning
$4,838

Owning assumes a typical $697,300 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $69,730 for the down payment.

Frequently asked questions

What is the average rent in East Kapolei, HI?

Renting in East Kapolei costs a median of about $3,500+ a month in 2026, including utilities. The Hawaii median is $2,544.

How much do I need to make to live in East Kapolei?

To keep rent under 30% of income, you need about $140,040 a year, or $67 an hour at a full-time job.

Is East Kapolei cheap or expensive?

East Kapolei is rated Expensive: rent takes 32.8% of the typical household income of $128,238. It ranks 53rd cheapest of 57 Hawaii cities we track.

How much are property taxes in East Kapolei?

The median homeowner in East Kapolei pays $2,024 a year in property taxes, about 0.29% of the median home value.

Is East Kapolei more expensive than the national average?

Overall prices in Hawaii are 10% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in East Kapolei?

The median home value in East Kapolei is $697,300, about 5.4 times the typical yearly household income.

7,551 people live in East Kapolei. Numbers are typical (middle) values.