States › New York › Commack

Is Commack, NY expensive to live in?

CheapRent takes 19 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,94168% higher than U.S. average
💵 Families earn per year (2026)$183,121about $15,260/month · 110% higher than U.S. average
🔑 House price$678,200104% higher than U.S. average

Rent here is among the highest 10% in the country. Household incomes are higher than in 95% of U.S. cities. A typical house costs about 3.7 years of household income. Commutes are long, about 33.1 minutes each way. Most homes (93.7%) are owned, so rentals can be hard to find. It is a highly educated city: 60% of adults have a college degree.

How much money do I need?

To rent here comfortably, you should earn about $117,640 a year. That is $57 an hour at a full-time job.

Is rent cheaper than other New York cities?

No. Rent here is more expensive than in most of New York. It is number 277 of 343 cities from cheapest to most expensive.

Commack
$2,941
$2,437
$1,517
$2,085

How much do households earn in Commack?

Under $25k
3.6%
$25k–50k
6.8%
$50k–100k
19.7%
$100k–150k
27.6%
$150k+
40.3%

Share of households by yearly income. 67.9% of households earn $100,000 or more.

Rent by apartment size in Commack

SizeCommackU.S. average
1 bedroom$2,602$1,324
2 bedrooms$2,826$1,509
3 bedrooms$3,295$1,698
4 bedrooms$3,500+$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Commack overall?

Everyday prices in New York overall are 8% above the U.S. average (index 107.9, U.S. = 100).

Housing
122
Goods (food, clothes…)
107
Utilities
134
Other services
104
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Commack, so the New York figure is shown.

Taxes and bills in Commack

🏛️ Property tax$10,000+a year · 1.47% of home value · U.S. $3,119
⚡ Electric bill$221a month (typical) · U.S. $156

Life in Commack

Commute to work33.1 minU.S.: 26.4 min
College degree60%U.S.: 35.7%
Own their home93.7%U.S.: 65.2%
Below poverty line4.2%U.S.: 12.5%
Unemployment4.6%U.S.: 5.2%

Is it cheaper to rent or buy in Commack?

Renting is cheaper right now: about $1,765 a month less.

Renting
$2,941
Owning
$4,706

Owning assumes a typical $678,200 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $67,820 for the down payment.

Frequently asked questions

What is the average rent in Commack, NY?

Renting in Commack costs a median of about $2,941 a month in 2026, including utilities. The New York median is $2,177.

How much do I need to make to live in Commack?

To keep rent under 30% of income, you need about $117,640 a year, or $57 an hour at a full-time job.

Is Commack cheap or expensive?

Commack is rated Cheap: rent takes 19.3% of the typical household income of $183,121. It ranks 277th cheapest of 343 New York cities we track.

How much are property taxes in Commack?

The median homeowner in Commack pays $10,000+ a year in property taxes, about 1.47% of the median home value.

Is Commack more expensive than the national average?

Overall prices in New York are 8% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Commack?

The median home value in Commack is $678,200, about 3.7 times the typical yearly household income.

36,558 people live in Commack. Numbers are typical (middle) values.