salaryRent is higher than in 67% of U.S. cities. A typical house costs about 3.6 years of household income. Most homes (78.2%) are owned, so rentals can be hard to find.
How much money do I need?
To rent here comfortably, you should earn about $78,400 a year. That is $38 an hour at a full-time job.
Is rent cheaper than other New York cities?
Yes. Rent here is cheaper than in most of New York. It is number 140 of 343 cities from cheapest to most expensive.
How much do households earn in Central Islip?
Share of households by yearly income. 45.4% of households earn $100,000 or more.
Rent by apartment size in Central Islip
| Size | Central Islip | U.S. average |
|---|---|---|
| 1 bedroom | $1,476 | $1,324 |
| 2 bedrooms | $2,820 | $1,509 |
| 3 bedrooms | $2,870 | $1,698 |
| 4 bedrooms | $2,472 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Central Islip overall?
Everyday prices in New York overall are 8% above the U.S. average (index 107.9, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Central Islip, so the New York figure is shown.
Taxes and bills in Central Islip
Life in Central Islip
Is it cheaper to rent or buy in Central Islip?
Renting is cheaper right now: about $1,068 a month less.
Owning assumes a typical $436,400 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $43,640 for the down payment.
Frequently asked questions
What is the average rent in Central Islip, NY?
Renting in Central Islip costs a median of about $1,960 a month in 2026, including utilities. The New York median is $2,177.
How much do I need to make to live in Central Islip?
To keep rent under 30% of income, you need about $78,400 a year, or $38 an hour at a full-time job.
Is Central Islip cheap or expensive?
Central Islip is rated Cheap: rent takes 19.2% of the typical household income of $122,633. It ranks 140th cheapest of 343 New York cities we track.
How much are property taxes in Central Islip?
The median homeowner in Central Islip pays $9,148 a year in property taxes, about 2.10% of the median home value.
Is Central Islip more expensive than the national average?
Overall prices in New York are 8% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Central Islip?
The median home value in Central Islip is $436,400, about 3.6 times the typical yearly household income.
38,373 people live in Central Islip. Numbers are typical (middle) values.