States › New York › Long Beach

Is Long Beach, NY expensive to live in?

OKRent takes 28 cents of every $1 people earn here.
🏠 Rent per month (2026)$3,47998% higher than U.S. average
💵 Families earn per year (2026)$151,787about $12,649/month · 74% higher than U.S. average
🔑 House price$696,400109% higher than U.S. average

Rent here is among the highest 10% in the country. Household incomes are higher than in 90% of U.S. cities. A typical house costs about 4.6 years of household income. Commutes are long, about 41.3 minutes each way. It is a highly educated city: 55.8% of adults have a college degree.

How much money do I need?

To rent here comfortably, you should earn about $139,160 a year. That is $67 an hour at a full-time job.

Is rent cheaper than other New York cities?

No. Rent here is more expensive than in most of New York. It is number 312 of 343 cities from cheapest to most expensive.

Long Beach
$3,479
$2,085
$2,474
$3,500+
$2,437
$2,941

How much do households earn in Long Beach?

Under $25k
9.2%
$25k–50k
9.2%
$50k–100k
23.6%
$100k–150k
27.0%
$150k+
29.2%

Share of households by yearly income. 56.2% of households earn $100,000 or more.

Rent by apartment size in Long Beach

SizeLong BeachU.S. average
Studio$2,000$1,338
1 bedroom$2,510$1,324
2 bedrooms$2,744$1,509
3 bedrooms$3,619$1,698
4 bedrooms$3,500+$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Long Beach overall?

Everyday prices in New York overall are 8% above the U.S. average (index 107.9, U.S. = 100).

Housing
122
Goods (food, clothes…)
107
Utilities
134
Other services
104
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Long Beach, so the New York figure is shown.

Taxes and bills in Long Beach

🏛️ Property tax$10,000+a year · 1.44% of home value · U.S. $3,119
⚡ Electric bill$130a month (typical) · U.S. $156

Life in Long Beach

Commute to work41.3 minU.S.: 26.4 min
College degree55.8%U.S.: 35.7%
Own their home66%U.S.: 65.2%
Below poverty line7.6%U.S.: 12.5%
Unemployment3.2%U.S.: 5.2%

Is it cheaper to rent or buy in Long Beach?

Renting is cheaper right now: about $1,353 a month less.

Renting
$3,479
Owning
$4,832

Owning assumes a typical $696,400 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $69,640 for the down payment.

Frequently asked questions

What is the average rent in Long Beach, NY?

Renting in Long Beach costs a median of about $3,479 a month in 2026, including utilities. The New York median is $2,177.

How much do I need to make to live in Long Beach?

To keep rent under 30% of income, you need about $139,160 a year, or $67 an hour at a full-time job.

Is Long Beach cheap or expensive?

Long Beach is rated OK: rent takes 27.5% of the typical household income of $151,787. It ranks 312th cheapest of 343 New York cities we track.

How much are property taxes in Long Beach?

The median homeowner in Long Beach pays $10,000+ a year in property taxes, about 1.44% of the median home value.

Is Long Beach more expensive than the national average?

Overall prices in New York are 8% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Long Beach?

The median home value in Long Beach is $696,400, about 4.6 times the typical yearly household income.

34,756 people live in Long Beach. Numbers are typical (middle) values.