States › New York › Baldwin

Is Baldwin, NY expensive to live in?

CheapRent takes 16 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,08519% higher than U.S. average
💵 Families earn per year (2026)$156,892about $13,074/month · 80% higher than U.S. average
🔑 House price$593,80078% higher than U.S. average

Rent is higher than in 73% of U.S. cities. Household incomes are higher than in 91% of U.S. cities. A typical house costs about 3.8 years of household income. Commutes are long, about 39.5 minutes each way. Most homes (86.6%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $83,400 a year. That is $40 an hour at a full-time job.

Is rent cheaper than other New York cities?

Yes. Rent here is cheaper than in most of New York. It is number 162 of 343 cities from cheapest to most expensive.

Baldwin
$2,085
$2,474
$2,437
$2,941
$1,517

How much do households earn in Baldwin?

Under $25k
6.4%
$25k–50k
6.5%
$50k–100k
25.1%
$100k–150k
29.0%
$150k+
30.1%

Share of households by yearly income. 59.1% of households earn $100,000 or more.

Rent by apartment size in Baldwin

SizeBaldwinU.S. average
Studio$1,959$1,338
1 bedroom$1,707$1,324
2 bedrooms$2,457$1,509
3 bedrooms$3,662$1,698
4 bedrooms$2,714$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Baldwin overall?

Everyday prices in New York overall are 8% above the U.S. average (index 107.9, U.S. = 100).

Housing
122
Goods (food, clothes…)
107
Utilities
134
Other services
104
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Baldwin, so the New York figure is shown.

Taxes and bills in Baldwin

🏛️ Property tax$10,000+a year · 1.68% of home value · U.S. $3,119
⚡ Electric bill$184a month (typical) · U.S. $156

Life in Baldwin

Commute to work39.5 minU.S.: 26.4 min
College degree44.3%U.S.: 35.7%
Own their home86.6%U.S.: 65.2%
Below poverty line6.6%U.S.: 12.5%
Unemployment4.3%U.S.: 5.2%

Is it cheaper to rent or buy in Baldwin?

Renting is cheaper right now: about $2,035 a month less.

Renting
$2,085
Owning
$4,120

Owning assumes a typical $593,800 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $59,380 for the down payment.

Frequently asked questions

What is the average rent in Baldwin, NY?

Renting in Baldwin costs a median of about $2,085 a month in 2026, including utilities. The New York median is $2,177.

How much do I need to make to live in Baldwin?

To keep rent under 30% of income, you need about $83,400 a year, or $40 an hour at a full-time job.

Is Baldwin cheap or expensive?

Baldwin is rated Cheap: rent takes 15.9% of the typical household income of $156,892. It ranks 162nd cheapest of 343 New York cities we track.

How much are property taxes in Baldwin?

The median homeowner in Baldwin pays $10,000+ a year in property taxes, about 1.68% of the median home value.

Is Baldwin more expensive than the national average?

Overall prices in New York are 8% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Baldwin?

The median home value in Baldwin is $593,800, about 3.8 times the typical yearly household income.

34,994 people live in Baldwin. Numbers are typical (middle) values.