salaryRent is higher than in 52% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are short, about 19.9 minutes. Most households rent (65%), so there are plenty of rental options.
How much money do I need?
To rent here comfortably, you should earn about $67,920 a year. That is $33 an hour at a full-time job.
Is rent cheaper than other New York cities?
Yes. Rent here is cheaper than in most of New York. It is number 113 of 343 cities from cheapest to most expensive.
How much do households earn in Watervliet?
Share of households by yearly income. 15.9% of households earn $100,000 or more.
Rent by apartment size in Watervliet
| Size | Watervliet | U.S. average |
|---|---|---|
| 1 bedroom | $964 | $1,324 |
| 2 bedrooms | $1,242 | $1,509 |
| 3 bedrooms | $1,287 | $1,698 |
| 4 bedrooms | $1,394 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Watervliet overall?
Everyday prices in New York overall are 8% above the U.S. average (index 107.9, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Watervliet, so the New York figure is shown.
Taxes and bills in Watervliet
Life in Watervliet
Is it cheaper to rent or buy in Watervliet?
Buying is cheaper month to month: about $451 a month less than renting.
Owning assumes a typical $179,700 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $17,970 for the down payment.
Frequently asked questions
What is the average rent in Watervliet, NY?
Renting in Watervliet costs a median of about $1,698 a month in 2026, including utilities. The New York median is $2,177.
How much do I need to make to live in Watervliet?
To keep rent under 30% of income, you need about $67,920 a year, or $33 an hour at a full-time job.
Is Watervliet cheap or expensive?
Watervliet is rated Expensive: rent takes 32.6% of the typical household income of $62,466. It ranks 113th cheapest of 343 New York cities we track.
How much are property taxes in Watervliet?
The median homeowner in Watervliet pays $3,656 a year in property taxes, about 2.03% of the median home value.
Is Watervliet more expensive than the national average?
Overall prices in New York are 8% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Watervliet?
The median home value in Watervliet is $179,700, about 2.9 times the typical yearly household income.
10,287 people live in Watervliet. Numbers are typical (middle) values.