States › New York › Scotchtown

Is Scotchtown, NY expensive to live in?

OKRent takes 28 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,45740% higher than U.S. average
💵 Families earn per year (2026)$104,279about $8,690/month · 20% higher than U.S. average
🔑 House price$344,3003% higher than U.S. average

Rent is higher than in 84% of U.S. cities. A typical house costs about 3.3 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $98,280 a year. That is $47 an hour at a full-time job.

Is rent cheaper than other New York cities?

No. Rent here is more expensive than in most of New York. It is number 216 of 343 cities from cheapest to most expensive.

Scotchtown
$2,457
Massena
$829
New Hyde Park
$2,397
Watervliet
$1,698
Airmont
$1,303
Oneida
$1,248
East Setauket
$2,403

How much do households earn in Scotchtown?

Under $25k
9.4%
$25k–50k
15.1%
$50k–100k
38.2%
$100k–150k
23.2%
$150k+
11.2%

Share of households by yearly income. 34.4% of households earn $100,000 or more.

Rent by apartment size in Scotchtown

SizeScotchtownU.S. average
1 bedroom$1,709$1,324
2 bedrooms$2,284$1,509
3 bedrooms$2,333$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Scotchtown overall?

Everyday prices in New York overall are 8% above the U.S. average (index 107.9, U.S. = 100).

Housing
122
Goods (food, clothes…)
107
Utilities
134
Other services
104
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Scotchtown, so the New York figure is shown.

Taxes and bills in Scotchtown

🏛️ Property tax$6,919a year · 2.01% of home value · U.S. $3,119
⚡ Electric bill$156a month (typical) · U.S. $156

Life in Scotchtown

Commute to work28.7 minU.S.: 26.4 min
College degree31.5%U.S.: 35.7%
Own their home47.1%U.S.: 65.2%
Below poverty line8.3%U.S.: 12.5%
Unemployment7.2%U.S.: 5.2%

Is it cheaper to rent or buy in Scotchtown?

Buying is cheaper month to month: about $68 a month less than renting.

Renting
$2,457
Owning
$2,389

Owning assumes a typical $344,300 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $34,430 for the down payment.

Frequently asked questions

What is the average rent in Scotchtown, NY?

Renting in Scotchtown costs a median of about $2,457 a month in 2026, including utilities. The New York median is $2,177.

How much do I need to make to live in Scotchtown?

To keep rent under 30% of income, you need about $98,280 a year, or $47 an hour at a full-time job.

Is Scotchtown cheap or expensive?

Scotchtown is rated OK: rent takes 28.3% of the typical household income of $104,279. It ranks 216th cheapest of 343 New York cities we track.

How much are property taxes in Scotchtown?

The median homeowner in Scotchtown pays $6,919 a year in property taxes, about 2.01% of the median home value.

Is Scotchtown more expensive than the national average?

Overall prices in New York are 8% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Scotchtown?

The median home value in Scotchtown is $344,300, about 3.3 times the typical yearly household income.

10,252 people live in Scotchtown. Numbers are typical (middle) values.