States › New York › East Setauket

Is East Setauket, NY expensive to live in?

CheapRent takes 18 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,40337% higher than U.S. average
💵 Families earn per year (2026)$163,504about $13,625/month · 88% higher than U.S. average
🔑 House price$637,80092% higher than U.S. average

Rent is higher than in 83% of U.S. cities. Household incomes are higher than in 92% of U.S. cities. A typical house costs about 3.9 years of household income. Commutes are long, about 30.2 minutes each way. Most homes (88.2%) are owned, so rentals can be hard to find. It is a highly educated city: 60.9% of adults have a college degree.

How much money do I need?

To rent here comfortably, you should earn about $96,120 a year. That is $46 an hour at a full-time job.

Is rent cheaper than other New York cities?

No. Rent here is more expensive than in most of New York. It is number 206 of 343 cities from cheapest to most expensive.

East Setauket
$2,403
$1,248
$1,048
$1,303

How much do households earn in East Setauket?

Under $25k
7.6%
$25k–50k
8.7%
$50k–100k
21.4%
$100k–150k
24.1%
$150k+
36.4%

Share of households by yearly income. 60.6% of households earn $100,000 or more.

Rent by apartment size in East Setauket

SizeEast SetauketU.S. average
1 bedroom$1,379$1,324
2 bedrooms$2,409$1,509
3 bedrooms$2,517$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is East Setauket overall?

Everyday prices in New York overall are 8% above the U.S. average (index 107.9, U.S. = 100).

Housing
122
Goods (food, clothes…)
107
Utilities
134
Other services
104
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for East Setauket, so the New York figure is shown.

Taxes and bills in East Setauket

🏛️ Property tax$10,000+a year · 1.57% of home value · U.S. $3,119
⚡ Electric bill$203a month (typical) · U.S. $156

Life in East Setauket

Commute to work30.2 minU.S.: 26.4 min
College degree60.9%U.S.: 35.7%
Own their home88.2%U.S.: 65.2%
Below poverty line4.8%U.S.: 12.5%
Unemployment5.6%U.S.: 5.2%

Is it cheaper to rent or buy in East Setauket?

Renting is cheaper right now: about $2,022 a month less.

Renting
$2,403
Owning
$4,425

Owning assumes a typical $637,800 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $63,780 for the down payment.

Frequently asked questions

What is the average rent in East Setauket, NY?

Renting in East Setauket costs a median of about $2,403 a month in 2026, including utilities. The New York median is $2,177.

How much do I need to make to live in East Setauket?

To keep rent under 30% of income, you need about $96,120 a year, or $46 an hour at a full-time job.

Is East Setauket cheap or expensive?

East Setauket is rated Cheap: rent takes 17.6% of the typical household income of $163,504. It ranks 206th cheapest of 343 New York cities we track.

How much are property taxes in East Setauket?

The median homeowner in East Setauket pays $10,000+ a year in property taxes, about 1.57% of the median home value.

Is East Setauket more expensive than the national average?

Overall prices in New York are 8% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in East Setauket?

The median home value in East Setauket is $637,800, about 3.9 times the typical yearly household income.

10,149 people live in East Setauket. Numbers are typical (middle) values.