salaryRent is higher than in 76% of U.S. cities. A typical house costs about 6.3 years of household income, so buying is hard for most locals.
How much money do I need?
To rent here comfortably, you should earn about $86,840 a year. That is $42 an hour at a full-time job.
Is rent cheaper than other Hawaii cities?
Yes. Rent here is cheaper than in most of Hawaii. It is number 21 of 57 cities from cheapest to most expensive.
How much do households earn in Waipio?
Share of households by yearly income. 42.4% of households earn $100,000 or more.
Rent by apartment size in Waipio
| Size | Waipio | U.S. average |
|---|---|---|
| Studio | $1,764 | $1,338 |
| 1 bedroom | $1,958 | $1,324 |
| 2 bedrooms | $2,538 | $1,509 |
| 3 bedrooms | $2,474 | $1,698 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Waipio overall?
Everyday prices in Hawaii overall are 10% above the U.S. average (index 110.0, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Waipio, so the Hawaii figure is shown.
Taxes and bills in Waipio
Life in Waipio
Is it cheaper to rent or buy in Waipio?
Renting is cheaper right now: about $3,029 a month less.
Owning assumes a typical $749,500 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $74,950 for the down payment.
Frequently asked questions
What is the average rent in Waipio, HI?
Renting in Waipio costs a median of about $2,171 a month in 2026, including utilities. The Hawaii median is $2,544.
How much do I need to make to live in Waipio?
To keep rent under 30% of income, you need about $86,840 a year, or $42 an hour at a full-time job.
Is Waipio cheap or expensive?
Waipio is rated OK: rent takes 22.0% of the typical household income of $118,502. It ranks 21st cheapest of 57 Hawaii cities we track.
How much are property taxes in Waipio?
The median homeowner in Waipio pays $2,124 a year in property taxes, about 0.28% of the median home value.
Is Waipio more expensive than the national average?
Overall prices in Hawaii are 10% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Waipio?
The median home value in Waipio is $749,500, about 6.3 times the typical yearly household income.
10,870 people live in Waipio. Numbers are typical (middle) values.