salaryRent is lower than in 71% of U.S. cities. That makes it a rare mix of above-average pay and below-average rent. A typical house costs about 6.5 years of household income, so buying is hard for most locals.
How much money do I need?
To rent here comfortably, you should earn about $50,960 a year. That is $25 an hour at a full-time job.
Is rent cheaper than other Hawaii cities?
Yes. Rent here is cheaper than in most of Hawaii. It is number 3 of 57 cities from cheapest to most expensive.
How much do households earn in Kaiminani?
Share of households by yearly income. 45.0% of households earn $100,000 or more.
Rent by apartment size in Kaiminani
| Size | Kaiminani | U.S. average |
|---|---|---|
| Studio | $1,125 | $1,338 |
| 1 bedroom | $1,219 | $1,324 |
| 2 bedrooms | $1,054 | $1,509 |
| 3 bedrooms | $3,008 | $1,698 |
| 4 bedrooms | $3,018 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Kaiminani overall?
Everyday prices in Hawaii overall are 10% above the U.S. average (index 110.0, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Kaiminani, so the Hawaii figure is shown.
Taxes and bills in Kaiminani
Life in Kaiminani
Is it cheaper to rent or buy in Kaiminani?
Renting is cheaper right now: about $4,088 a month less.
Owning assumes a typical $772,800 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $77,280 for the down payment.
Frequently asked questions
What is the average rent in Kaiminani, HI?
Renting in Kaiminani costs a median of about $1,274 a month in 2026, including utilities. The Hawaii median is $2,544.
How much do I need to make to live in Kaiminani?
To keep rent under 30% of income, you need about $50,960 a year, or $25 an hour at a full-time job.
Is Kaiminani cheap or expensive?
Kaiminani is rated Cheap: rent takes 12.8% of the typical household income of $119,239. It ranks 3rd cheapest of 57 Hawaii cities we track.
How much are property taxes in Kaiminani?
The median homeowner in Kaiminani pays $2,199 a year in property taxes, about 0.28% of the median home value.
Is Kaiminani more expensive than the national average?
Overall prices in Hawaii are 10% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Kaiminani?
The median home value in Kaiminani is $772,800, about 6.5 times the typical yearly household income.
11,465 people live in Kaiminani. Numbers are typical (middle) values.