States › Hawaii › Nanakuli

Is Nanakuli, HI expensive to live in?

OKRent takes 25 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,93510% higher than U.S. average
💵 Families earn per year (2026)$93,395about $7,783/month · 7% higher than U.S. average
🔑 House price$488,60047% higher than U.S. average

Rent is higher than in 66% of U.S. cities. A typical house costs about 5.2 years of household income. Commutes are long, about 35.3 minutes each way.

How much money do I need?

To rent here comfortably, you should earn about $77,400 a year. That is $37 an hour at a full-time job.

Is rent cheaper than other Hawaii cities?

Yes. Rent here is cheaper than in most of Hawaii. It is number 8 of 57 cities from cheapest to most expensive.

Nanakuli
$1,935
Waianae
$1,158
Waimalu
$2,158
Hawaiian Paradise Park
$1,389
Maili
$3,532
Kaiminani
$1,274
Royal Kunia
$3,153

How much do households earn in Nanakuli?

Under $25k
11.8%
$25k–50k
15.9%
$50k–100k
29.2%
$100k–150k
19.0%
$150k+
16.5%

Share of households by yearly income. 35.6% of households earn $100,000 or more.

Rent by apartment size in Nanakuli

SizeNanakuliU.S. average
2 bedrooms$1,708$1,509
3 bedrooms$1,671$1,698
4 bedrooms$2,469$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Nanakuli overall?

Everyday prices in Hawaii overall are 10% above the U.S. average (index 110.0, U.S. = 100).

Housing
125
Goods (food, clothes…)
112
Utilities
190
Other services
103
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Nanakuli, so the Hawaii figure is shown.

Taxes and bills in Nanakuli

🏛️ Property tax$369a year · 0.08% of home value · U.S. $3,119
⚡ Electric bill$258a month (typical) · U.S. $156

Life in Nanakuli

Commute to work35.3 minU.S.: 26.4 min
College degree10.8%U.S.: 35.7%
Own their home67.4%U.S.: 65.2%
Below poverty line18.2%U.S.: 12.5%
Unemployment11.2%U.S.: 5.2%

Is it cheaper to rent or buy in Nanakuli?

Renting is cheaper right now: about $1,455 a month less.

Renting
$1,935
Owning
$3,390

Owning assumes a typical $488,600 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $48,860 for the down payment.

Frequently asked questions

What is the average rent in Nanakuli, HI?

Renting in Nanakuli costs a median of about $1,935 a month in 2026, including utilities. The Hawaii median is $2,544.

How much do I need to make to live in Nanakuli?

To keep rent under 30% of income, you need about $77,400 a year, or $37 an hour at a full-time job.

Is Nanakuli cheap or expensive?

Nanakuli is rated OK: rent takes 24.9% of the typical household income of $93,395. It ranks 8th cheapest of 57 Hawaii cities we track.

How much are property taxes in Nanakuli?

The median homeowner in Nanakuli pays $369 a year in property taxes, about 0.08% of the median home value.

Is Nanakuli more expensive than the national average?

Overall prices in Hawaii are 10% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Nanakuli?

The median home value in Nanakuli is $488,600, about 5.2 times the typical yearly household income.

12,383 people live in Nanakuli. Numbers are typical (middle) values.