salaryRent is lower than in 78% of U.S. cities. A typical house costs about 5.9 years of household income. Commutes are long, about 42.2 minutes each way.
How much money do I need?
To rent here comfortably, you should earn about $46,320 a year. That is $22 an hour at a full-time job.
Is rent cheaper than other Hawaii cities?
Yes. Rent here is cheaper than in most of Hawaii. It is number 2 of 57 cities from cheapest to most expensive.
How much do households earn in Waianae?
Share of households by yearly income. 29.4% of households earn $100,000 or more.
Rent by apartment size in Waianae
| Size | Waianae | U.S. average |
|---|---|---|
| Studio | $1,280 | $1,338 |
| 2 bedrooms | $1,205 | $1,509 |
| 3 bedrooms | $1,590 | $1,698 |
| 4 bedrooms | $2,412 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Waianae overall?
Everyday prices in Hawaii overall are 10% above the U.S. average (index 110.0, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Waianae, so the Hawaii figure is shown.
Taxes and bills in Waianae
Life in Waianae
Is it cheaper to rent or buy in Waianae?
Renting is cheaper right now: about $2,438 a month less.
Owning assumes a typical $518,300 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $51,830 for the down payment.
Frequently asked questions
What is the average rent in Waianae, HI?
Renting in Waianae costs a median of about $1,158 a month in 2026, including utilities. The Hawaii median is $2,544.
How much do I need to make to live in Waianae?
To keep rent under 30% of income, you need about $46,320 a year, or $22 an hour at a full-time job.
Is Waianae cheap or expensive?
Waianae is rated Cheap: rent takes 15.8% of the typical household income of $88,149. It ranks 2nd cheapest of 57 Hawaii cities we track.
How much are property taxes in Waianae?
The median homeowner in Waianae pays $1,030 a year in property taxes, about 0.20% of the median home value.
Is Waianae more expensive than the national average?
Overall prices in Hawaii are 10% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Waianae?
The median home value in Waianae is $518,300, about 5.9 times the typical yearly household income.
12,918 people live in Waianae. Numbers are typical (middle) values.