States › Hawaii › Lahaina

Is Lahaina, HI expensive to live in?

OKRent takes 26 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,11721% higher than U.S. average
💵 Families earn per year (2026)$95,867about $7,989/month · 10% higher than U.S. average
🔑 House price$881,700165% higher than U.S. average

Rent is higher than in 74% of U.S. cities. A typical house costs about 9.2 years of household income, so buying is hard for most locals.

How much money do I need?

To rent here comfortably, you should earn about $84,680 a year. That is $41 an hour at a full-time job.

Is rent cheaper than other Hawaii cities?

Yes. Rent here is cheaper than in most of Hawaii. It is number 19 of 57 cities from cheapest to most expensive.

Lahaina
$2,117
$1,971
$2,171
$2,350

How much do households earn in Lahaina?

Under $25k
5.9%
$25k–50k
15.9%
$50k–100k
40.1%
$100k–150k
19.5%
$150k+
16.2%

Share of households by yearly income. 35.6% of households earn $100,000 or more.

Rent by apartment size in Lahaina

SizeLahainaU.S. average
Studio$1,383$1,338
1 bedroom$1,529$1,324
2 bedrooms$2,452$1,509
3 bedrooms$2,865$1,698
4 bedrooms$3,500+$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Lahaina overall?

Everyday prices in Hawaii overall are 10% above the U.S. average (index 110.0, U.S. = 100).

Housing
125
Goods (food, clothes…)
112
Utilities
190
Other services
103
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Lahaina, so the Hawaii figure is shown.

Taxes and bills in Lahaina

🏛️ Property tax$1,264a year · 0.14% of home value · U.S. $3,119
⚡ Electric bill$212a month (typical) · U.S. $156

Life in Lahaina

Commute to work20.2 minU.S.: 26.4 min
College degree26.4%U.S.: 35.7%
Own their home56%U.S.: 65.2%
Below poverty line11.5%U.S.: 12.5%
Unemployment5.8%U.S.: 5.2%

Is it cheaper to rent or buy in Lahaina?

Renting is cheaper right now: about $4,001 a month less.

Renting
$2,117
Owning
$6,118

Owning assumes a typical $881,700 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $88,170 for the down payment.

Frequently asked questions

What is the average rent in Lahaina, HI?

Renting in Lahaina costs a median of about $2,117 a month in 2026, including utilities. The Hawaii median is $2,544.

How much do I need to make to live in Lahaina?

To keep rent under 30% of income, you need about $84,680 a year, or $41 an hour at a full-time job.

Is Lahaina cheap or expensive?

Lahaina is rated OK: rent takes 26.5% of the typical household income of $95,867. It ranks 19th cheapest of 57 Hawaii cities we track.

How much are property taxes in Lahaina?

The median homeowner in Lahaina pays $1,264 a year in property taxes, about 0.14% of the median home value.

Is Lahaina more expensive than the national average?

Overall prices in Hawaii are 10% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Lahaina?

The median home value in Lahaina is $881,700, about 9.2 times the typical yearly household income.

10,162 people live in Lahaina. Numbers are typical (middle) values.