salaryRent is higher than in 54% of U.S. cities. Household incomes are higher than in 89% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Most homes (82.5%) are owned, so rentals can be hard to find. It is a highly educated city: 58.9% of adults have a college degree.
How much money do I need?
To rent here comfortably, you should earn about $69,720 a year. That is $34 an hour at a full-time job.
Is rent cheaper than other Kentucky cities?
No. Rent here is more expensive than in most of Kentucky. It is number 80 of 87 cities from cheapest to most expensive.
How much do households earn in Union?
Share of households by yearly income. 61.2% of households earn $100,000 or more.
Rent by apartment size in Union
| Size | Union | U.S. average |
|---|---|---|
| 1 bedroom | $1,088 | $1,324 |
| 3 bedrooms | $2,183 | $1,698 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Union overall?
Everyday prices in Kentucky overall are 10% below the U.S. average (index 90.2, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Union, so the Kentucky figure is shown.
Taxes and bills in Union
Life in Union
Is it cheaper to rent or buy in Union?
Renting is cheaper right now: about $1,112 a month less.
Owning assumes a typical $411,500 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $41,150 for the down payment.
Frequently asked questions
What is the average rent in Union, KY?
Renting in Union costs a median of about $1,743 a month in 2026, including utilities. The Kentucky median is $1,175.
How much do I need to make to live in Union?
To keep rent under 30% of income, you need about $69,720 a year, or $34 an hour at a full-time job.
Is Union cheap or expensive?
Union is rated Cheap: rent takes 14.2% of the typical household income of $147,444. It ranks 80th cheapest of 87 Kentucky cities we track.
How much are property taxes in Union?
The median homeowner in Union pays $3,768 a year in property taxes, about 0.92% of the median home value.
Is Union more expensive than the national average?
Overall prices in Kentucky are 10% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Union?
The median home value in Union is $411,500, about 2.8 times the typical yearly household income.
7,642 people live in Union. Numbers are typical (middle) values.