salaryRent is lower than in 71% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Most households rent (60%), so there are plenty of rental options.
How much money do I need?
To rent here comfortably, you should earn about $50,600 a year. That is $24 an hour at a full-time job.
Is rent cheaper than other Kentucky cities?
No. Rent here is more expensive than in most of Kentucky. It is number 55 of 87 cities from cheapest to most expensive.
How much do households earn in Oak Grove?
Share of households by yearly income. 8.2% of households earn $100,000 or more.
Rent by apartment size in Oak Grove
| Size | Oak Grove | U.S. average |
|---|---|---|
| 1 bedroom | $1,186 | $1,324 |
| 2 bedrooms | $1,087 | $1,509 |
| 3 bedrooms | $1,379 | $1,698 |
| 4 bedrooms | $1,613 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Oak Grove overall?
Everyday prices in Kentucky overall are 10% below the U.S. average (index 90.2, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Oak Grove, so the Kentucky figure is shown.
Taxes and bills in Oak Grove
Life in Oak Grove
Is it cheaper to rent or buy in Oak Grove?
Buying is cheaper month to month: about $233 a month less than renting.
Owning assumes a typical $148,700 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $14,870 for the down payment.
Frequently asked questions
What is the average rent in Oak Grove, KY?
Renting in Oak Grove costs a median of about $1,265 a month in 2026, including utilities. The Kentucky median is $1,175.
How much do I need to make to live in Oak Grove?
To keep rent under 30% of income, you need about $50,600 a year, or $24 an hour at a full-time job.
Is Oak Grove cheap or expensive?
Oak Grove is rated OK: rent takes 28.5% of the typical household income of $53,228. It ranks 55th cheapest of 87 Kentucky cities we track.
How much are property taxes in Oak Grove?
The median homeowner in Oak Grove pays $963 a year in property taxes, about 0.65% of the median home value.
Is Oak Grove more expensive than the national average?
Overall prices in Kentucky are 10% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Oak Grove?
The median home value in Oak Grove is $148,700, about 2.8 times the typical yearly household income.
7,962 people live in Oak Grove. Numbers are typical (middle) values.