States › Missouri › St. Louis

Is St. Louis, MO expensive to live in?

OKRent takes 26 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,29726% lower than U.S. average
💵 Families earn per year (2026)$60,569about $5,047/month · 30% lower than U.S. average
🔑 House price$197,50041% lower than U.S. average

St. Louis is the 2nd-largest city in Missouri that we track, with 288,512 residents. Rent is lower than in 69% of U.S. cities. A typical house costs about 3.3 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $51,880 a year. That is $25 an hour at a full-time job.

Is rent cheaper than other Missouri cities?

No. Rent here is more expensive than in most of Missouri. It is number 75 of 142 cities from cheapest to most expensive.

St. Louis
$1,297
$1,357
$1,894

Compare St. Louis with other big cities

vs New Yorkvs Los Angelesvs Chicagovs Houstonvs Kansas Cityvs Lubbockvs Birminghamvs Montgomeryvs Milwaukeevs Columbusvs Sioux Fallsvs Louisville

Compare St. Louis to 149 other cities →

How much do households earn in St. Louis?

Under $25k
19.6%
$25k–50k
24.1%
$50k–100k
28.1%
$100k–150k
12.7%
$150k+
6.8%

Share of households by yearly income. 19.5% of households earn $100,000 or more.

Rent by apartment size in St. Louis

SizeSt. LouisU.S. average
Studio$989$1,338
1 bedroom$973$1,324
2 bedrooms$1,264$1,509
3 bedrooms$1,347$1,698
4 bedrooms$1,388$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is St. Louis overall?

Everyday prices in the St. Louis metro area are 5% below the U.S. average (index 95.1, U.S. = 100).

Housing
79
Goods (food, clothes…)
100
Utilities
70
Other services
99
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024.

Taxes and bills in St. Louis

🏛️ Property tax$2,033a year · 1.03% of home value · U.S. $3,119
⚡ Electric bill$117a month (typical) · U.S. $156

Life in St. Louis

Commute to work22.1 minU.S.: 26.4 min
College degree41.1%U.S.: 35.7%
Own their home45.3%U.S.: 65.2%
Below poverty line20.6%U.S.: 12.5%
Unemployment5%U.S.: 5.2%

What jobs pay in St. Louis

JobMedian payRent / pay
Lawyer$142,69010.9%
Pharmacist$138,53011.2%
Physician Assistant$136,12011.4%
Nurse Practitioner$131,58011.8%
Software Developer$129,03012.1%
Dental Hygienist$97,65015.9%
Civil Engineer$96,83016.1%
Computer Systems Analyst$96,29016.2%
Operations Manager$93,14016.7%
Registered Nurse$83,18018.7%
Accountant$78,88019.7%
Electrician$77,17020.2%
Plumber$77,00020.2%
Market Research Analyst$74,13021.0%
Police Officer$73,24021.3%
Carpenter$70,99021.9%
Firefighter$68,97022.6%
Licensed Practical Nurse$65,12023.9%
HVAC Technician$63,00024.7%
Elementary School Teacher$60,65025.7%
Truck Driver$58,24026.7%
Customer Service Representative$45,80034.0%
Medical Assistant$44,71034.8%
Warehouse Worker$41,78037.3%
Nursing Assistant$39,11039.8%
Restaurant Cook$37,69041.3%
Retail Salesperson$33,82046.0%
Cashier$32,38048.1%
Server (Waiter/Waitress)$31,20049.9%

Is it cheaper to rent or buy in St. Louis?

Renting is cheaper right now: about $73 a month less.

Renting
$1,297
Owning
$1,370

Owning assumes a typical $197,500 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $19,750 for the down payment.

Frequently asked questions

What is the average rent in St. Louis, MO?

Renting in St. Louis costs a median of about $1,297 a month in 2026, including utilities. The Missouri median is $1,285.

How much do I need to make to live in St. Louis?

To keep rent under 30% of income, you need about $51,880 a year, or $25 an hour at a full-time job.

Is St. Louis cheap or expensive?

St. Louis is rated OK: rent takes 25.7% of the typical household income of $60,569. It ranks 75th cheapest of 142 Missouri cities we track.

How much are property taxes in St. Louis?

The median homeowner in St. Louis pays $2,033 a year in property taxes, about 1.03% of the median home value.

Is St. Louis more expensive than the national average?

Overall prices in the metro area are 5% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in St. Louis?

The median home value in St. Louis is $197,500, about 3.3 times the typical yearly household income.

288,512 people live in St. Louis. Numbers are typical (middle) values.