salarySpringfield is the 3rd-largest city in Massachusetts that we track, with 154,749 residents. Rent is lower than in 60% of U.S. cities. A typical house costs about 4.3 years of household income.
How much money do I need?
To rent here comfortably, you should earn about $58,320 a year. That is $28 an hour at a full-time job.
Is rent cheaper than other Massachusetts cities?
Yes. Rent here is cheaper than in most of Massachusetts. It is number 21 of 123 cities from cheapest to most expensive.
How much do households earn in Springfield?
Share of households by yearly income. 16.3% of households earn $100,000 or more.
Rent by apartment size in Springfield
| Size | Springfield | U.S. average |
|---|---|---|
| Studio | $961 | $1,338 |
| 1 bedroom | $661 | $1,324 |
| 2 bedrooms | $1,330 | $1,509 |
| 3 bedrooms | $1,560 | $1,698 |
| 4 bedrooms | $1,601 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Springfield overall?
Everyday prices in the Springfield metro area are 4% below the U.S. average (index 96.1, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024.
Taxes and bills in Springfield
Life in Springfield
What jobs pay in Springfield
| Job | Median pay | Rent / pay |
|---|---|---|
| Physician Assistant | $161,770 | 10.8% |
| Nurse Practitioner | $138,460 | 12.6% |
| Pharmacist | $138,230 | 12.7% |
| Software Developer | $127,740 | 13.7% |
| Lawyer | $123,320 | 14.2% |
| Operations Manager | $106,390 | 16.4% |
| Computer Systems Analyst | $105,200 | 16.6% |
| Civil Engineer | $99,790 | 17.5% |
| Registered Nurse | $98,410 | 17.8% |
| Dental Hygienist | $97,620 | 17.9% |
| Plumber | $92,080 | 19.0% |
| Accountant | $92,010 | 19.0% |
| Market Research Analyst | $85,970 | 20.4% |
| Police Officer | $83,050 | 21.1% |
| Elementary School Teacher | $79,640 | 22.0% |
| Licensed Practical Nurse | $77,850 | 22.5% |
| Electrician | $77,420 | 22.6% |
| HVAC Technician | $76,530 | 22.9% |
| Carpenter | $75,520 | 23.2% |
| Firefighter | $66,720 | 26.2% |
| Truck Driver | $61,420 | 28.5% |
| Medical Assistant | $48,510 | 36.1% |
| Customer Service Representative | $46,790 | 37.4% |
| Nursing Assistant | $44,740 | 39.1% |
| Warehouse Worker | $43,010 | 40.7% |
| Restaurant Cook | $39,970 | 43.8% |
| Server (Waiter/Waitress) | $36,170 | 48.4% |
| Retail Salesperson | $35,440 | 49.4% |
| Cashier | $34,030 | 51.4% |
Is it cheaper to rent or buy in Springfield?
Renting is cheaper right now: about $242 a month less.
Owning assumes a typical $245,000 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $24,500 for the down payment.
Frequently asked questions
What is the average rent in Springfield, MA?
Renting in Springfield costs a median of about $1,458 a month in 2026, including utilities. The Massachusetts median is $2,331.
How much do I need to make to live in Springfield?
To keep rent under 30% of income, you need about $58,320 a year, or $28 an hour at a full-time job.
Is Springfield cheap or expensive?
Springfield is rated Expensive: rent takes 30.8% of the typical household income of $56,789. It ranks 21st cheapest of 123 Massachusetts cities we track.
How much are property taxes in Springfield?
The median homeowner in Springfield pays $3,695 a year in property taxes, about 1.51% of the median home value.
Is Springfield more expensive than the national average?
Overall prices in the metro area are 4% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Springfield?
The median home value in Springfield is $245,000, about 4.3 times the typical yearly household income.
154,749 people live in Springfield. Numbers are typical (middle) values.