States › Massachusetts › Quincy

Is Quincy, MA expensive to live in?

ExpensiveRent takes 32 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,82461% higher than U.S. average
💵 Families earn per year (2026)$106,644about $8,887/month · 22% higher than U.S. average
🔑 House price$618,50086% higher than U.S. average

Rent here is among the highest 10% in the country. A typical house costs about 5.8 years of household income. Commutes are long, about 34.7 minutes each way.

How much money do I need?

To rent here comfortably, you should earn about $112,960 a year. That is $54 an hour at a full-time job.

Is rent cheaper than other Massachusetts cities?

No. Rent here is more expensive than in most of Massachusetts. It is number 95 of 123 cities from cheapest to most expensive.

Quincy
$2,824
$2,378
$2,373
$3,648
$2,290

How much do households earn in Quincy?

Under $25k
9.8%
$25k–50k
15.5%
$50k–100k
30.9%
$100k–150k
21.8%
$150k+
16.8%

Share of households by yearly income. 38.6% of households earn $100,000 or more.

Rent by apartment size in Quincy

SizeQuincyU.S. average
Studio$1,569$1,338
1 bedroom$2,099$1,324
2 bedrooms$2,544$1,509
3 bedrooms$2,711$1,698
4 bedrooms$2,418$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Quincy overall?

Everyday prices in Massachusetts overall are 6% above the U.S. average (index 105.8, U.S. = 100).

Housing
128
Goods (food, clothes…)
99
Utilities
152
Other services
103
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Quincy, so the Massachusetts figure is shown.

Taxes and bills in Quincy

🏛️ Property tax$6,381a year · 1.03% of home value · U.S. $3,119
⚡ Electric bill$128a month (typical) · U.S. $156

Life in Quincy

Commute to work34.7 minU.S.: 26.4 min
College degree50.3%U.S.: 35.7%
Own their home45.2%U.S.: 65.2%
Below poverty line10.6%U.S.: 12.5%
Unemployment6.9%U.S.: 5.2%

Is it cheaper to rent or buy in Quincy?

Renting is cheaper right now: about $1,468 a month less.

Renting
$2,824
Owning
$4,292

Owning assumes a typical $618,500 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $61,850 for the down payment.

Frequently asked questions

What is the average rent in Quincy, MA?

Renting in Quincy costs a median of about $2,824 a month in 2026, including utilities. The Massachusetts median is $2,331.

How much do I need to make to live in Quincy?

To keep rent under 30% of income, you need about $112,960 a year, or $54 an hour at a full-time job.

Is Quincy cheap or expensive?

Quincy is rated Expensive: rent takes 31.8% of the typical household income of $106,644. It ranks 95th cheapest of 123 Massachusetts cities we track.

How much are property taxes in Quincy?

The median homeowner in Quincy pays $6,381 a year in property taxes, about 1.03% of the median home value.

Is Quincy more expensive than the national average?

Overall prices in Massachusetts are 6% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Quincy?

The median home value in Quincy is $618,500, about 5.8 times the typical yearly household income.

102,114 people live in Quincy. Numbers are typical (middle) values.