salaryRent is higher than in 78% of U.S. cities. A typical house costs about 3.5 years of household income. Commutes are long, about 33.2 minutes each way. Most homes (92.2%) are owned, so rentals can be hard to find.
How much money do I need?
To rent here comfortably, you should earn about $90,760 a year. That is $44 an hour at a full-time job.
Is rent cheaper than other New York cities?
No. Rent here is more expensive than in most of New York. It is number 185 of 343 cities from cheapest to most expensive.
How much do households earn in Shirley?
Share of households by yearly income. 46.7% of households earn $100,000 or more.
Rent by apartment size in Shirley
| Size | Shirley | U.S. average |
|---|---|---|
| 1 bedroom | $1,258 | $1,324 |
| 2 bedrooms | $1,962 | $1,509 |
| 3 bedrooms | $2,441 | $1,698 |
| 4 bedrooms | $3,034 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Shirley overall?
Everyday prices in New York overall are 8% above the U.S. average (index 107.9, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Shirley, so the New York figure is shown.
Taxes and bills in Shirley
Life in Shirley
Is it cheaper to rent or buy in Shirley?
Renting is cheaper right now: about $679 a month less.
Owning assumes a typical $424,900 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $42,490 for the down payment.
Frequently asked questions
What is the average rent in Shirley, NY?
Renting in Shirley costs a median of about $2,269 a month in 2026, including utilities. The New York median is $2,177.
How much do I need to make to live in Shirley?
To keep rent under 30% of income, you need about $90,760 a year, or $44 an hour at a full-time job.
Is Shirley cheap or expensive?
Shirley is rated OK: rent takes 22.4% of the typical household income of $121,642. It ranks 185th cheapest of 343 New York cities we track.
How much are property taxes in Shirley?
The median homeowner in Shirley pays $9,187 a year in property taxes, about 2.16% of the median home value.
Is Shirley more expensive than the national average?
Overall prices in New York are 8% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Shirley?
The median home value in Shirley is $424,900, about 3.5 times the typical yearly household income.
28,375 people live in Shirley. Numbers are typical (middle) values.