States › New York › Jamestown

Is Jamestown, NY expensive to live in?

OKRent takes 25 cents of every $1 people earn here.
🏠 Rent per month (2026)$96445% lower than U.S. average
💵 Families earn per year (2026)$46,940about $3,912/month · 46% lower than U.S. average
🔑 House price$87,70074% lower than U.S. average

Rent is lower than in 90% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are short, about 15.2 minutes.

How much money do I need?

To rent here comfortably, you should earn about $38,560 a year. That is $19 an hour at a full-time job.

Is rent cheaper than other New York cities?

Yes. Rent here is cheaper than in most of New York. It is number 11 of 343 cities from cheapest to most expensive.

Jamestown
$964
$1,503
$2,607
$2,269
$2,103
$2,475

How much do households earn in Jamestown?

Under $25k
26.3%
$25k–50k
28.4%
$50k–100k
27.3%
$100k–150k
7.0%
$150k+
1.9%

Share of households by yearly income. 8.8% of households earn $100,000 or more.

Rent by apartment size in Jamestown

SizeJamestownU.S. average
Studio$672$1,338
1 bedroom$711$1,324
2 bedrooms$866$1,509
3 bedrooms$1,063$1,698
4 bedrooms$1,298$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Jamestown overall?

Everyday prices in New York overall are 8% above the U.S. average (index 107.9, U.S. = 100).

Housing
122
Goods (food, clothes…)
107
Utilities
134
Other services
104
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Jamestown, so the New York figure is shown.

Taxes and bills in Jamestown

🏛️ Property tax$2,453a year · 2.80% of home value · U.S. $3,119
⚡ Electric bill$98a month (typical) · U.S. $156

Life in Jamestown

Commute to work15.2 minU.S.: 26.4 min
College degree21.3%U.S.: 35.7%
Own their home49.3%U.S.: 65.2%
Below poverty line25.3%U.S.: 12.5%
Unemployment9%U.S.: 5.2%

Is it cheaper to rent or buy in Jamestown?

Buying is cheaper month to month: about $355 a month less than renting.

Renting
$964
Owning
$609

Owning assumes a typical $87,700 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $8,770 for the down payment.

Frequently asked questions

What is the average rent in Jamestown, NY?

Renting in Jamestown costs a median of about $964 a month in 2026, including utilities. The New York median is $2,177.

How much do I need to make to live in Jamestown?

To keep rent under 30% of income, you need about $38,560 a year, or $19 an hour at a full-time job.

Is Jamestown cheap or expensive?

Jamestown is rated OK: rent takes 24.6% of the typical household income of $46,940. It ranks 11th cheapest of 343 New York cities we track.

How much are property taxes in Jamestown?

The median homeowner in Jamestown pays $2,453 a year in property taxes, about 2.80% of the median home value.

Is Jamestown more expensive than the national average?

Overall prices in New York are 8% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Jamestown?

The median home value in Jamestown is $87,700, about 1.9 times the typical yearly household income.

28,188 people live in Jamestown. Numbers are typical (middle) values.