States › New York › Newburgh

Is Newburgh, NY expensive to live in?

ExpensiveRent takes 48 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,47541% higher than U.S. average
💵 Families earn per year (2026)$61,431about $5,119/month · 29% lower than U.S. average
🔑 House price$247,90025% lower than U.S. average

Rent is higher than in 85% of U.S. cities. Incomes are on the low side for rents this high, so budgets feel tight. A typical house costs about 4.0 years of household income. Most households rent (65%), so there are plenty of rental options.

How much money do I need?

To rent here comfortably, you should earn about $99,000 a year. That is $48 an hour at a full-time job.

Is rent cheaper than other New York cities?

No. Rent here is more expensive than in most of New York. It is number 222 of 343 cities from cheapest to most expensive.

Newburgh
$2,475
$2,269
$1,503
$2,607
$2,103

How much do households earn in Newburgh?

Under $25k
18.7%
$25k–50k
19.9%
$50k–100k
28.8%
$100k–150k
14.4%
$150k+
6.2%

Share of households by yearly income. 20.6% of households earn $100,000 or more.

Rent by apartment size in Newburgh

SizeNewburghU.S. average
Studio$1,065$1,338
1 bedroom$1,451$1,324
2 bedrooms$1,776$1,509
3 bedrooms$1,880$1,698
4 bedrooms$1,736$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Newburgh overall?

Everyday prices in the Kiryas Joel-Poughkeepsie-Newburgh metro area are 9% above the U.S. average (index 109.4, U.S. = 100).

Housing
116
Goods (food, clothes…)
110
Utilities
137
Other services
107
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024.

Taxes and bills in Newburgh

🏛️ Property tax$6,949a year · 2.80% of home value · U.S. $3,119
⚡ Electric bill$222a month (typical) · U.S. $156

Life in Newburgh

Commute to work25.5 minU.S.: 26.4 min
College degree19.8%U.S.: 35.7%
Own their home34.8%U.S.: 65.2%
Below poverty line24.3%U.S.: 12.5%
Unemployment6.1%U.S.: 5.2%

What jobs pay in Newburgh

JobMedian payRent / pay
Physician Assistant$154,61019.2%
Nurse Practitioner$151,74019.6%
Software Developer$145,83020.4%
Pharmacist$140,08021.2%
Lawyer$138,63021.4%
Registered Nurse$102,89028.9%
Operations Manager$102,14029.1%
Dental Hygienist$100,60029.5%
Computer Systems Analyst$98,29030.2%
Civil Engineer$98,18030.3%
Accountant$88,90033.4%
Police Officer$87,93033.8%
Elementary School Teacher$81,77036.3%
Market Research Analyst$76,30038.9%
Firefighter$76,12039.0%
Electrician$70,10042.4%
Licensed Practical Nurse$66,36044.8%
HVAC Technician$65,53045.3%
Plumber$64,99045.7%
Carpenter$63,54046.7%
Truck Driver$62,76047.3%
Server (Waiter/Waitress)$46,95063.3%
Nursing Assistant$45,73064.9%
Customer Service Representative$45,55065.2%
Medical Assistant$45,45065.3%
Warehouse Worker$44,51066.7%
Restaurant Cook$44,00067.5%
Retail Salesperson$36,16082.1%
Cashier$35,00084.9%

Is it cheaper to rent or buy in Newburgh?

Buying is cheaper month to month: about $755 a month less than renting.

Renting
$2,475
Owning
$1,720

Owning assumes a typical $247,900 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $24,790 for the down payment.

Frequently asked questions

What is the average rent in Newburgh, NY?

Renting in Newburgh costs a median of about $2,475 a month in 2026, including utilities. The New York median is $2,177.

How much do I need to make to live in Newburgh?

To keep rent under 30% of income, you need about $99,000 a year, or $48 an hour at a full-time job.

Is Newburgh cheap or expensive?

Newburgh is rated Expensive: rent takes 48.3% of the typical household income of $61,431. It ranks 222nd cheapest of 343 New York cities we track.

How much are property taxes in Newburgh?

The median homeowner in Newburgh pays $6,949 a year in property taxes, about 2.80% of the median home value.

Is Newburgh more expensive than the national average?

Overall prices in the metro area are 9% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Newburgh?

The median home value in Newburgh is $247,900, about 4.0 times the typical yearly household income.

28,519 people live in Newburgh. Numbers are typical (middle) values.