States › Nebraska › Seward

Is Seward, NE expensive to live in?

CheapRent takes 19 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,26028% lower than U.S. average
💵 Families earn per year (2026)$78,260about $6,522/month · 10% lower than U.S. average
🔑 House price$244,60026% lower than U.S. average

Rent is lower than in 72% of U.S. cities. A typical house costs about 3.1 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $50,400 a year. That is $24 an hour at a full-time job.

Is rent cheaper than other Nebraska cities?

No. Rent here is more expensive than in most of Nebraska. It is number 23 of 34 cities from cheapest to most expensive.

Seward
$1,260
Crete
$1,035
Blair
$1,136
Nebraska City
$1,047
McCook
$910
Alliance
$1,103
York
$1,037

How much do households earn in Seward?

Under $25k
15.6%
$25k–50k
18.3%
$50k–100k
39.0%
$100k–150k
19.9%
$150k+
6.0%

Share of households by yearly income. 25.9% of households earn $100,000 or more.

Rent by apartment size in Seward

SizeSewardU.S. average
1 bedroom$738$1,324
2 bedrooms$963$1,509
3 bedrooms$1,584$1,698
4 bedrooms$1,399$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Seward overall?

Everyday prices in Nebraska overall are 10% below the U.S. average (index 90.1, U.S. = 100).

Housing
75
Goods (food, clothes…)
94
Utilities
76
Other services
93
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Seward, so the Nebraska figure is shown.

Taxes and bills in Seward

🏛️ Property tax$3,219a year · 1.32% of home value · U.S. $3,119
⚡ Electric bill$163a month (typical) · U.S. $156

Life in Seward

Commute to work21.9 minU.S.: 26.4 min
College degree38.6%U.S.: 35.7%
Own their home60.6%U.S.: 65.2%
Below poverty line9.6%U.S.: 12.5%
Unemployment1.7%U.S.: 5.2%

Is it cheaper to rent or buy in Seward?

Renting is cheaper right now: about $437 a month less.

Renting
$1,260
Owning
$1,697

Owning assumes a typical $244,600 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $24,460 for the down payment.

Frequently asked questions

What is the average rent in Seward, NE?

Renting in Seward costs a median of about $1,260 a month in 2026, including utilities. The Nebraska median is $1,096.

How much do I need to make to live in Seward?

To keep rent under 30% of income, you need about $50,400 a year, or $24 an hour at a full-time job.

Is Seward cheap or expensive?

Seward is rated Cheap: rent takes 19.3% of the typical household income of $78,260. It ranks 23rd cheapest of 34 Nebraska cities we track.

How much are property taxes in Seward?

The median homeowner in Seward pays $3,219 a year in property taxes, about 1.32% of the median home value.

Is Seward more expensive than the national average?

Overall prices in Nebraska are 10% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Seward?

The median home value in Seward is $244,600, about 3.1 times the typical yearly household income.

7,678 people live in Seward. Numbers are typical (middle) values.