States › Nebraska › Nebraska City

Is Nebraska City, NE expensive to live in?

CheapRent takes 17 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,04740% lower than U.S. average
💵 Families earn per year (2026)$72,386about $6,032/month · 17% lower than U.S. average
🔑 House price$162,00051% lower than U.S. average

Rent is lower than in 85% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are short, about 17.5 minutes.

How much money do I need?

To rent here comfortably, you should earn about $41,880 a year. That is $20 an hour at a full-time job.

Is rent cheaper than other Nebraska cities?

Yes. Rent here is cheaper than in most of Nebraska. It is number 14 of 34 cities from cheapest to most expensive.

Nebraska City
$1,047
McCook
$910
Crete
$1,035
Seward
$1,260
Blair
$1,136
Plattsmouth
$766
Alliance
$1,103

How much do households earn in Nebraska City?

Under $25k
18.1%
$25k–50k
23.9%
$50k–100k
35.0%
$100k–150k
15.9%
$150k+
5.7%

Share of households by yearly income. 21.6% of households earn $100,000 or more.

Rent by apartment size in Nebraska City

SizeNebraska CityU.S. average
1 bedroom$752$1,324
2 bedrooms$1,059$1,509
3 bedrooms$1,292$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Nebraska City overall?

Everyday prices in Nebraska overall are 10% below the U.S. average (index 90.1, U.S. = 100).

Housing
75
Goods (food, clothes…)
94
Utilities
76
Other services
93
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Nebraska City, so the Nebraska figure is shown.

Taxes and bills in Nebraska City

🏛️ Property tax$2,231a year · 1.38% of home value · U.S. $3,119
⚡ Electric bill$219a month (typical) · U.S. $156

Life in Nebraska City

Commute to work17.5 minU.S.: 26.4 min
College degree24.6%U.S.: 35.7%
Own their home74.8%U.S.: 65.2%
Below poverty line12.1%U.S.: 12.5%
Unemployment1.4%U.S.: 5.2%

Is it cheaper to rent or buy in Nebraska City?

Renting is cheaper right now: about $77 a month less.

Renting
$1,047
Owning
$1,124

Owning assumes a typical $162,000 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $16,200 for the down payment.

Frequently asked questions

What is the average rent in Nebraska City, NE?

Renting in Nebraska City costs a median of about $1,047 a month in 2026, including utilities. The Nebraska median is $1,096.

How much do I need to make to live in Nebraska City?

To keep rent under 30% of income, you need about $41,880 a year, or $20 an hour at a full-time job.

Is Nebraska City cheap or expensive?

Nebraska City is rated Cheap: rent takes 17.4% of the typical household income of $72,386. It ranks 14th cheapest of 34 Nebraska cities we track.

How much are property taxes in Nebraska City?

The median homeowner in Nebraska City pays $2,231 a year in property taxes, about 1.38% of the median home value.

Is Nebraska City more expensive than the national average?

Overall prices in Nebraska are 10% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Nebraska City?

The median home value in Nebraska City is $162,000, about 2.2 times the typical yearly household income.

7,369 people live in Nebraska City. Numbers are typical (middle) values.