salaryRent here is among the lowest 10% of all U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are short, about 9.1 minutes.
How much money do I need?
To rent here comfortably, you should earn about $36,400 a year. That is $18 an hour at a full-time job.
Is rent cheaper than other Nebraska cities?
Yes. Rent here is cheaper than in most of Nebraska. It is number 5 of 34 cities from cheapest to most expensive.
How much do households earn in McCook?
Share of households by yearly income. 17.5% of households earn $100,000 or more.
Rent by apartment size in McCook
| Size | McCook | U.S. average |
|---|---|---|
| 1 bedroom | $631 | $1,324 |
| 2 bedrooms | $853 | $1,509 |
| 3 bedrooms | $954 | $1,698 |
| 4 bedrooms | $972 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is McCook overall?
Everyday prices in Nebraska overall are 10% below the U.S. average (index 90.1, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for McCook, so the Nebraska figure is shown.
Taxes and bills in McCook
Life in McCook
Is it cheaper to rent or buy in McCook?
Renting is cheaper right now: about $161 a month less.
Owning assumes a typical $154,300 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $15,430 for the down payment.
Frequently asked questions
What is the average rent in McCook, NE?
Renting in McCook costs a median of about $910 a month in 2026, including utilities. The Nebraska median is $1,096.
How much do I need to make to live in McCook?
To keep rent under 30% of income, you need about $36,400 a year, or $18 an hour at a full-time job.
Is McCook cheap or expensive?
McCook is rated Cheap: rent takes 17.8% of the typical household income of $61,385. It ranks 5th cheapest of 34 Nebraska cities we track.
How much are property taxes in McCook?
The median homeowner in McCook pays $1,786 a year in property taxes, about 1.16% of the median home value.
Is McCook more expensive than the national average?
Overall prices in Nebraska are 10% below the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in McCook?
The median home value in McCook is $154,300, about 2.5 times the typical yearly household income.
7,314 people live in McCook. Numbers are typical (middle) values.