Rent is higher than in 87% of U.S. cities. Household incomes are higher than in 97% of U.S. cities. A typical house costs about 4.7 years of household income. Commutes are long, about 36.2 minutes each way. Most homes (77.3%) are owned, so rentals can be hard to find. It is a highly educated city: 61.3% of adults have a college degree.
How much money do I need?
To rent here comfortably, you should earn about $102,160 a year. That is $49 an hour at a full-time job.
Is rent cheaper than other New York cities?
No. Rent here is more expensive than in most of New York. It is number 235 of 343 cities from cheapest to most expensive.
How much do households earn in Sea Cliff?
Share of households by yearly income. 66.6% of households earn $100,000 or more.
Rent by apartment size in Sea Cliff
| Size | Sea Cliff | U.S. average |
|---|---|---|
| 1 bedroom | $2,104 | $1,324 |
| 2 bedrooms | $2,632 | $1,509 |
| 3 bedrooms | $3,500+ | $1,698 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Sea Cliff overall?
Everyday prices in New York overall are 8% above the U.S. average (index 107.9, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Sea Cliff, so the New York figure is shown.
Taxes and bills in Sea Cliff
Life in Sea Cliff
Is it cheaper to rent or buy in Sea Cliff?
Renting is cheaper right now: about $4,294 a month less.
Owning assumes a typical $986,900 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $98,690 for the down payment.
Frequently asked questions
What is the average rent in Sea Cliff, NY?
Renting in Sea Cliff costs a median of about $2,554 a month in 2026, including utilities. The New York median is $2,177.
How much do I need to make to live in Sea Cliff?
To keep rent under 30% of income, you need about $102,160 a year, or $49 an hour at a full-time job.
Is Sea Cliff cheap or expensive?
Sea Cliff is rated Cheap: rent takes 14.7% of the typical household income of $208,787. It ranks 235th cheapest of 343 New York cities we track.
How much are property taxes in Sea Cliff?
The median homeowner in Sea Cliff pays $10,000+ a year in property taxes, about 1.01% of the median home value.
Is Sea Cliff more expensive than the national average?
Overall prices in New York are 8% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Sea Cliff?
The median home value in Sea Cliff is $986,900, about 4.7 times the typical yearly household income.
5,033 people live in Sea Cliff. Numbers are typical (middle) values.