States › New York › Liberty

Is Liberty, NY expensive to live in?

OKRent takes 23 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,32524% lower than U.S. average
💵 Families earn per year (2026)$70,009about $5,834/month · 20% lower than U.S. average
🔑 House price$181,90045% lower than U.S. average

Rent is lower than in 67% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Most households rent (63%), so there are plenty of rental options.

How much money do I need?

To rent here comfortably, you should earn about $53,000 a year. That is $25 an hour at a full-time job.

Is rent cheaper than other New York cities?

Yes. Rent here is cheaper than in most of New York. It is number 65 of 343 cities from cheapest to most expensive.

Liberty
$1,325
$2,403
$2,554

How much do households earn in Liberty?

Under $25k
14.7%
$25k–50k
27.0%
$50k–100k
29.0%
$100k–150k
11.3%
$150k+
15.2%

Share of households by yearly income. 26.5% of households earn $100,000 or more.

Rent by apartment size in Liberty

SizeLibertyU.S. average
Studio$1,015$1,338
1 bedroom$893$1,324
2 bedrooms$1,017$1,509
3 bedrooms$867$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Liberty overall?

Everyday prices in New York overall are 8% above the U.S. average (index 107.9, U.S. = 100).

Housing
122
Goods (food, clothes…)
107
Utilities
134
Other services
104
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Liberty, so the New York figure is shown.

Taxes and bills in Liberty

🏛️ Property tax$5,625a year · 3.09% of home value · U.S. $3,119
⚡ Electric bill$115a month (typical) · U.S. $156

Life in Liberty

Commute to work21.2 minU.S.: 26.4 min
College degree15.9%U.S.: 35.7%
Own their home36.8%U.S.: 65.2%
Below poverty line14.6%U.S.: 12.5%
Unemployment6.6%U.S.: 5.2%

Is it cheaper to rent or buy in Liberty?

Buying is cheaper month to month: about $63 a month less than renting.

Renting
$1,325
Owning
$1,262

Owning assumes a typical $181,900 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $18,190 for the down payment.

Frequently asked questions

What is the average rent in Liberty, NY?

Renting in Liberty costs a median of about $1,325 a month in 2026, including utilities. The New York median is $2,177.

How much do I need to make to live in Liberty?

To keep rent under 30% of income, you need about $53,000 a year, or $25 an hour at a full-time job.

Is Liberty cheap or expensive?

Liberty is rated OK: rent takes 22.7% of the typical household income of $70,009. It ranks 65th cheapest of 343 New York cities we track.

How much are property taxes in Liberty?

The median homeowner in Liberty pays $5,625 a year in property taxes, about 3.09% of the median home value.

Is Liberty more expensive than the national average?

Overall prices in New York are 8% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Liberty?

The median home value in Liberty is $181,900, about 2.6 times the typical yearly household income.

5,142 people live in Liberty. Numbers are typical (middle) values.