States › New York › Elmsford

Is Elmsford, NY expensive to live in?

OKRent takes 22 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,40337% higher than U.S. average
💵 Families earn per year (2026)$129,613about $10,801/month · 49% higher than U.S. average
🔑 House price$641,70093% higher than U.S. average

Rent is higher than in 83% of U.S. cities. A typical house costs about 5.0 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $96,120 a year. That is $46 an hour at a full-time job.

Is rent cheaper than other New York cities?

No. Rent here is more expensive than in most of New York. It is number 207 of 343 cities from cheapest to most expensive.

Elmsford
$2,403
Carle Place
$2,366
Islip Terrace
$2,913
Northwest Harbor
$1,994
Liberty
$1,325
Mechanicville
$1,294
Hampton Manor
$1,311

How much do households earn in Elmsford?

Under $25k
5.9%
$25k–50k
6.2%
$50k–100k
35.8%
$100k–150k
25.1%
$150k+
24.7%

Share of households by yearly income. 49.8% of households earn $100,000 or more.

Rent by apartment size in Elmsford

SizeElmsfordU.S. average
1 bedroom$2,750$1,324
2 bedrooms$3,038$1,509
3 bedrooms$2,401$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Elmsford overall?

Everyday prices in New York overall are 8% above the U.S. average (index 107.9, U.S. = 100).

Housing
122
Goods (food, clothes…)
107
Utilities
134
Other services
104
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Elmsford, so the New York figure is shown.

Taxes and bills in Elmsford

🏛️ Property tax$10,000+a year · 1.56% of home value · U.S. $3,119
⚡ Electric bill$221a month (typical) · U.S. $156

Life in Elmsford

Commute to work26.2 minU.S.: 26.4 min
College degree42.9%U.S.: 35.7%
Own their home54.4%U.S.: 65.2%
Below poverty line8.7%U.S.: 12.5%
Unemployment3.7%U.S.: 5.2%

Is it cheaper to rent or buy in Elmsford?

Renting is cheaper right now: about $2,050 a month less.

Renting
$2,403
Owning
$4,453

Owning assumes a typical $641,700 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $64,170 for the down payment.

Frequently asked questions

What is the average rent in Elmsford, NY?

Renting in Elmsford costs a median of about $2,403 a month in 2026, including utilities. The New York median is $2,177.

How much do I need to make to live in Elmsford?

To keep rent under 30% of income, you need about $96,120 a year, or $46 an hour at a full-time job.

Is Elmsford cheap or expensive?

Elmsford is rated OK: rent takes 22.2% of the typical household income of $129,613. It ranks 207th cheapest of 343 New York cities we track.

How much are property taxes in Elmsford?

The median homeowner in Elmsford pays $10,000+ a year in property taxes, about 1.56% of the median home value.

Is Elmsford more expensive than the national average?

Overall prices in New York are 8% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Elmsford?

The median home value in Elmsford is $641,700, about 5.0 times the typical yearly household income.

5,186 people live in Elmsford. Numbers are typical (middle) values.