States › New York › Port Chester

Is Port Chester, NY expensive to live in?

OKRent takes 27 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,21826% higher than U.S. average
💵 Families earn per year (2026)$99,461about $8,288/month · 14% higher than U.S. average
🔑 House price$582,60075% higher than U.S. average

Rent is higher than in 77% of U.S. cities. A typical house costs about 5.9 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $88,720 a year. That is $43 an hour at a full-time job.

Is rent cheaper than other New York cities?

No. Rent here is more expensive than in most of New York. It is number 176 of 343 cities from cheapest to most expensive.

Port Chester
$2,218
$3,630
$3,378
$1,063

How much do households earn in Port Chester?

Under $25k
12.6%
$25k–50k
16.0%
$50k–100k
34.7%
$100k–150k
15.9%
$150k+
17.6%

Share of households by yearly income. 33.6% of households earn $100,000 or more.

Rent by apartment size in Port Chester

SizePort ChesterU.S. average
Studio$1,997$1,338
1 bedroom$2,075$1,324
2 bedrooms$2,120$1,509
3 bedrooms$2,599$1,698
4 bedrooms$2,623$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Port Chester overall?

Everyday prices in New York overall are 8% above the U.S. average (index 107.9, U.S. = 100).

Housing
122
Goods (food, clothes…)
107
Utilities
134
Other services
104
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Port Chester, so the New York figure is shown.

Taxes and bills in Port Chester

🏛️ Property tax$10,000+a year · 1.72% of home value · U.S. $3,119
⚡ Electric bill$185a month (typical) · U.S. $156

Life in Port Chester

Commute to work26.9 minU.S.: 26.4 min
College degree36.7%U.S.: 35.7%
Own their home46.5%U.S.: 65.2%
Below poverty line12.9%U.S.: 12.5%
Unemployment5.4%U.S.: 5.2%

Is it cheaper to rent or buy in Port Chester?

Renting is cheaper right now: about $1,824 a month less.

Renting
$2,218
Owning
$4,042

Owning assumes a typical $582,600 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $58,260 for the down payment.

Frequently asked questions

What is the average rent in Port Chester, NY?

Renting in Port Chester costs a median of about $2,218 a month in 2026, including utilities. The New York median is $2,177.

How much do I need to make to live in Port Chester?

To keep rent under 30% of income, you need about $88,720 a year, or $43 an hour at a full-time job.

Is Port Chester cheap or expensive?

Port Chester is rated OK: rent takes 26.8% of the typical household income of $99,461. It ranks 176th cheapest of 343 New York cities we track.

How much are property taxes in Port Chester?

The median homeowner in Port Chester pays $10,000+ a year in property taxes, about 1.72% of the median home value.

Is Port Chester more expensive than the national average?

Overall prices in New York are 8% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Port Chester?

The median home value in Port Chester is $582,600, about 5.9 times the typical yearly household income.

31,102 people live in Port Chester. Numbers are typical (middle) values.