salaryRent is higher than in 69% of U.S. cities. A typical house costs about 3.6 years of household income. Commutes are long, about 36 minutes each way.
How much money do I need?
To rent here comfortably, you should earn about $79,760 a year. That is $38 an hour at a full-time job.
Is rent cheaper than other New York cities?
Yes. Rent here is cheaper than in most of New York. It is number 146 of 343 cities from cheapest to most expensive.
How much do households earn in Middletown?
Share of households by yearly income. 28.7% of households earn $100,000 or more.
Rent by apartment size in Middletown
| Size | Middletown | U.S. average |
|---|---|---|
| Studio | $1,825 | $1,338 |
| 1 bedroom | $1,347 | $1,324 |
| 2 bedrooms | $1,951 | $1,509 |
| 3 bedrooms | $2,069 | $1,698 |
| 4 bedrooms | $3,528 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Middletown overall?
Everyday prices in New York overall are 8% above the U.S. average (index 107.9, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Middletown, so the New York figure is shown.
Taxes and bills in Middletown
Life in Middletown
Is it cheaper to rent or buy in Middletown?
Renting is cheaper right now: about $147 a month less.
Owning assumes a typical $308,600 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $30,860 for the down payment.
Frequently asked questions
What is the average rent in Middletown, NY?
Renting in Middletown costs a median of about $1,994 a month in 2026, including utilities. The New York median is $2,177.
How much do I need to make to live in Middletown?
To keep rent under 30% of income, you need about $79,760 a year, or $38 an hour at a full-time job.
Is Middletown cheap or expensive?
Middletown is rated OK: rent takes 28.0% of the typical household income of $85,575. It ranks 146th cheapest of 343 New York cities we track.
How much are property taxes in Middletown?
The median homeowner in Middletown pays $6,773 a year in property taxes, about 2.19% of the median home value.
Is Middletown more expensive than the national average?
Overall prices in New York are 8% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Middletown?
The median home value in Middletown is $308,600, about 3.6 times the typical yearly household income.
30,289 people live in Middletown. Numbers are typical (middle) values.