States › New York › Bay Shore

Is Bay Shore, NY expensive to live in?

ExpensiveRent takes 36 cents of every $1 people earn here.
🏠 Rent per month (2026)$3,37893% higher than U.S. average
💵 Families earn per year (2026)$113,909about $9,492/month · 31% higher than U.S. average
🔑 House price$492,20048% higher than U.S. average

Rent here is among the highest 10% in the country. A typical house costs about 4.3 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $135,120 a year. That is $65 an hour at a full-time job.

Is rent cheaper than other New York cities?

No. Rent here is more expensive than in most of New York. It is number 306 of 343 cities from cheapest to most expensive.

Bay Shore
$3,378
$3,630
$1,063

How much do households earn in Bay Shore?

Under $25k
9.1%
$25k–50k
17.9%
$50k–100k
24.9%
$100k–150k
23.9%
$150k+
18.7%

Share of households by yearly income. 42.6% of households earn $100,000 or more.

Rent by apartment size in Bay Shore

SizeBay ShoreU.S. average
Studio$2,037$1,338
1 bedroom$2,232$1,324
2 bedrooms$2,337$1,509
3 bedrooms$2,613$1,698
4 bedrooms$2,345$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Bay Shore overall?

Everyday prices in New York overall are 8% above the U.S. average (index 107.9, U.S. = 100).

Housing
122
Goods (food, clothes…)
107
Utilities
134
Other services
104
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Bay Shore, so the New York figure is shown.

Taxes and bills in Bay Shore

🏛️ Property tax$10,000+a year · 2.03% of home value · U.S. $3,119
⚡ Electric bill$166a month (typical) · U.S. $156

Life in Bay Shore

Commute to work26.4 minU.S.: 26.4 min
College degree30.1%U.S.: 35.7%
Own their home62.5%U.S.: 65.2%
Below poverty line10.2%U.S.: 12.5%
Unemployment4.7%U.S.: 5.2%

Is it cheaper to rent or buy in Bay Shore?

About the same. Renting and owning cost within $37 of each other each month.

Renting
$3,378
Owning
$3,415

Owning assumes a typical $492,200 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $49,220 for the down payment.

Frequently asked questions

What is the average rent in Bay Shore, NY?

Renting in Bay Shore costs a median of about $3,378 a month in 2026, including utilities. The New York median is $2,177.

How much do I need to make to live in Bay Shore?

To keep rent under 30% of income, you need about $135,120 a year, or $65 an hour at a full-time job.

Is Bay Shore cheap or expensive?

Bay Shore is rated Expensive: rent takes 35.6% of the typical household income of $113,909. It ranks 306th cheapest of 343 New York cities we track.

How much are property taxes in Bay Shore?

The median homeowner in Bay Shore pays $10,000+ a year in property taxes, about 2.03% of the median home value.

Is Bay Shore more expensive than the national average?

Overall prices in New York are 8% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Bay Shore?

The median home value in Bay Shore is $492,200, about 4.3 times the typical yearly household income.

31,683 people live in Bay Shore. Numbers are typical (middle) values.