States › Illinois › Pontoon Beach

Is Pontoon Beach, IL expensive to live in?

OKRent takes 29 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,6506% lower than U.S. average
💵 Families earn per year (2026)$67,796about $5,650/month · 22% lower than U.S. average
🔑 House price$145,10056% lower than U.S. average

Rent is lower than in 50% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards.

How much money do I need?

To rent here comfortably, you should earn about $66,000 a year. That is $32 an hour at a full-time job.

Is rent cheaper than other Illinois cities?

No. Rent here is more expensive than in most of Illinois. It is number 197 of 334 cities from cheapest to most expensive.

Pontoon Beach
$1,650
Lake Bluff
$2,281
Braidwood
$1,155
Chillicothe
$994
Beardstown
$762
Willow Springs
$1,618
Metropolis
$832

How much do households earn in Pontoon Beach?

Under $25k
14.3%
$25k–50k
21.0%
$50k–100k
37.3%
$100k–150k
10.4%
$150k+
6.0%

Share of households by yearly income. 16.4% of households earn $100,000 or more.

Rent by apartment size in Pontoon Beach

SizePontoon BeachU.S. average
2 bedrooms$1,121$1,509
3 bedrooms$1,657$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Pontoon Beach overall?

Everyday prices in Illinois overall are same as the U.S. average (index 100.0, U.S. = 100).

Housing
94
Goods (food, clothes…)
104
Utilities
85
Other services
100
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Pontoon Beach, so the Illinois figure is shown.

Taxes and bills in Pontoon Beach

🏛️ Property tax$2,386a year · 1.64% of home value · U.S. $3,119
⚡ Electric bill$249a month (typical) · U.S. $156

Life in Pontoon Beach

Commute to work22.5 minU.S.: 26.4 min
College degree15.5%U.S.: 35.7%
Own their home69.6%U.S.: 65.2%
Below poverty line21.7%U.S.: 12.5%
Unemployment11%U.S.: 5.2%

Is it cheaper to rent or buy in Pontoon Beach?

Buying is cheaper month to month: about $643 a month less than renting.

Renting
$1,650
Owning
$1,007

Owning assumes a typical $145,100 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $14,510 for the down payment.

Frequently asked questions

What is the average rent in Pontoon Beach, IL?

Renting in Pontoon Beach costs a median of about $1,650 a month in 2026, including utilities. The Illinois median is $1,517.

How much do I need to make to live in Pontoon Beach?

To keep rent under 30% of income, you need about $66,000 a year, or $32 an hour at a full-time job.

Is Pontoon Beach cheap or expensive?

Pontoon Beach is rated OK: rent takes 29.2% of the typical household income of $67,796. It ranks 197th cheapest of 334 Illinois cities we track.

How much are property taxes in Pontoon Beach?

The median homeowner in Pontoon Beach pays $2,386 a year in property taxes, about 1.64% of the median home value.

Is Pontoon Beach more expensive than the national average?

Overall prices in Illinois are same as the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Pontoon Beach?

The median home value in Pontoon Beach is $145,100, about 2.1 times the typical yearly household income.

6,025 people live in Pontoon Beach. Numbers are typical (middle) values.