States › Illinois › Chillicothe

Is Chillicothe, IL expensive to live in?

CheapRent takes 17 cents of every $1 people earn here.
🏠 Rent per month (2026)$99443% lower than U.S. average
💵 Families earn per year (2026)$71,323about $5,944/month · 18% lower than U.S. average
🔑 House price$132,90060% lower than U.S. average

Rent is lower than in 88% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Most homes (83.5%) are owned, so rentals can be hard to find.

How much money do I need?

To rent here comfortably, you should earn about $39,760 a year. That is $19 an hour at a full-time job.

Is rent cheaper than other Illinois cities?

Yes. Rent here is cheaper than in most of Illinois. It is number 54 of 334 cities from cheapest to most expensive.

Chillicothe
$994
Willow Springs
$1,618
Metropolis
$832
Bartonville
$1,343
Peoria Heights
$1,187
Carterville
$1,191
Hillsboro
$791

How much do households earn in Chillicothe?

Under $25k
11.0%
$25k–50k
29.1%
$50k–100k
41.7%
$100k–150k
12.2%
$150k+
5.3%

Share of households by yearly income. 17.5% of households earn $100,000 or more.

How expensive is Chillicothe overall?

Everyday prices in Illinois overall are same as the U.S. average (index 100.0, U.S. = 100).

Housing
94
Goods (food, clothes…)
104
Utilities
85
Other services
100
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Chillicothe, so the Illinois figure is shown.

Taxes and bills in Chillicothe

🏛️ Property tax$2,837a year · 2.13% of home value · U.S. $3,119
⚡ Electric bill$171a month (typical) · U.S. $156

Life in Chillicothe

Commute to work21.8 minU.S.: 26.4 min
College degree26.4%U.S.: 35.7%
Own their home83.5%U.S.: 65.2%
Below poverty line3.7%U.S.: 12.5%
Unemployment2.4%U.S.: 5.2%

Is it cheaper to rent or buy in Chillicothe?

Buying is cheaper month to month: about $72 a month less than renting.

Renting
$994
Owning
$922

Owning assumes a typical $132,900 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $13,290 for the down payment.

Frequently asked questions

What is the average rent in Chillicothe, IL?

Renting in Chillicothe costs a median of about $994 a month in 2026, including utilities. The Illinois median is $1,517.

How much do I need to make to live in Chillicothe?

To keep rent under 30% of income, you need about $39,760 a year, or $19 an hour at a full-time job.

Is Chillicothe cheap or expensive?

Chillicothe is rated Cheap: rent takes 16.7% of the typical household income of $71,323. It ranks 54th cheapest of 334 Illinois cities we track.

How much are property taxes in Chillicothe?

The median homeowner in Chillicothe pays $2,837 a year in property taxes, about 2.13% of the median home value.

Is Chillicothe more expensive than the national average?

Overall prices in Illinois are same as the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Chillicothe?

The median home value in Chillicothe is $132,900, about 1.9 times the typical yearly household income.

5,900 people live in Chillicothe. Numbers are typical (middle) values.