States › Illinois › Beardstown

Is Beardstown, IL expensive to live in?

CheapRent takes 14 cents of every $1 people earn here.
🏠 Rent per month (2026)$76257% lower than U.S. average
💵 Families earn per year (2026)$65,343about $5,445/month · 25% lower than U.S. average
🔑 House price$82,10075% lower than U.S. average

Rent here is among the lowest 10% of all U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are short, about 17.5 minutes.

How much money do I need?

To rent here comfortably, you should earn about $30,480 a year. That is $15 an hour at a full-time job.

Is rent cheaper than other Illinois cities?

Yes. Rent here is cheaper than in most of Illinois. It is number 13 of 334 cities from cheapest to most expensive.

Beardstown
$762
Countryside
$1,305
Braidwood
$1,155
Lake Bluff
$2,281
Monticello
$1,525
Pontoon Beach
$1,650
Elburn
$1,889

How much do households earn in Beardstown?

Under $25k
23.6%
$25k–50k
21.8%
$50k–100k
42.1%
$100k–150k
8.0%
$150k+
1.8%

Share of households by yearly income. 9.8% of households earn $100,000 or more.

Rent by apartment size in Beardstown

SizeBeardstownU.S. average
1 bedroom$742$1,324
2 bedrooms$772$1,509
3 bedrooms$1,021$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Beardstown overall?

Everyday prices in Illinois overall are same as the U.S. average (index 100.0, U.S. = 100).

Housing
94
Goods (food, clothes…)
104
Utilities
85
Other services
100
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Beardstown, so the Illinois figure is shown.

Taxes and bills in Beardstown

🏛️ Property tax$1,295a year · 1.58% of home value · U.S. $3,119
⚡ Electric bill$219a month (typical) · U.S. $156

Life in Beardstown

Commute to work17.5 minU.S.: 26.4 min
College degree16.7%U.S.: 35.7%
Own their home65.9%U.S.: 65.2%
Below poverty line13.7%U.S.: 12.5%
Unemployment4.6%U.S.: 5.2%

Is it cheaper to rent or buy in Beardstown?

Buying is cheaper month to month: about $192 a month less than renting.

Renting
$762
Owning
$570

Owning assumes a typical $82,100 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $8,210 for the down payment.

Frequently asked questions

What is the average rent in Beardstown, IL?

Renting in Beardstown costs a median of about $762 a month in 2026, including utilities. The Illinois median is $1,517.

How much do I need to make to live in Beardstown?

To keep rent under 30% of income, you need about $30,480 a year, or $15 an hour at a full-time job.

Is Beardstown cheap or expensive?

Beardstown is rated Cheap: rent takes 14.0% of the typical household income of $65,343. It ranks 13th cheapest of 334 Illinois cities we track.

How much are property taxes in Beardstown?

The median homeowner in Beardstown pays $1,295 a year in property taxes, about 1.58% of the median home value.

Is Beardstown more expensive than the national average?

Overall prices in Illinois are same as the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Beardstown?

The median home value in Beardstown is $82,100, about 1.3 times the typical yearly household income.

6,169 people live in Beardstown. Numbers are typical (middle) values.