States › Illinois › Elburn

Is Elburn, IL expensive to live in?

CheapRent takes 16 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,8898% higher than U.S. average
💵 Families earn per year (2026)$137,758about $11,480/month · 58% higher than U.S. average
🔑 House price$389,30017% higher than U.S. average

Rent is higher than in 63% of U.S. cities. Household incomes are higher than in 86% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Most homes (89.6%) are owned, so rentals can be hard to find. It is a highly educated city: 55.6% of adults have a college degree.

How much money do I need?

To rent here comfortably, you should earn about $75,560 a year. That is $36 an hour at a full-time job.

Is rent cheaper than other Illinois cities?

No. Rent here is more expensive than in most of Illinois. It is number 248 of 334 cities from cheapest to most expensive.

Elburn
$1,889
$1,247
$2,092

How much do households earn in Elburn?

Under $25k
5.3%
$25k–50k
11.6%
$50k–100k
29.1%
$100k–150k
26.2%
$150k+
25.6%

Share of households by yearly income. 51.8% of households earn $100,000 or more.

Rent by apartment size in Elburn

SizeElburnU.S. average
2 bedrooms$2,018$1,509
3 bedrooms$2,051$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Elburn overall?

Everyday prices in Illinois overall are same as the U.S. average (index 100.0, U.S. = 100).

Housing
94
Goods (food, clothes…)
104
Utilities
85
Other services
100
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Elburn, so the Illinois figure is shown.

Taxes and bills in Elburn

🏛️ Property tax$8,761a year · 2.25% of home value · U.S. $3,119
⚡ Electric bill$140a month (typical) · U.S. $156

Life in Elburn

Commute to work27.5 minU.S.: 26.4 min
College degree55.6%U.S.: 35.7%
Own their home89.6%U.S.: 65.2%
Below poverty line5.4%U.S.: 12.5%
Unemployment0.5%U.S.: 5.2%

Is it cheaper to rent or buy in Elburn?

Renting is cheaper right now: about $812 a month less.

Renting
$1,889
Owning
$2,701

Owning assumes a typical $389,300 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $38,930 for the down payment.

Frequently asked questions

What is the average rent in Elburn, IL?

Renting in Elburn costs a median of about $1,889 a month in 2026, including utilities. The Illinois median is $1,517.

How much do I need to make to live in Elburn?

To keep rent under 30% of income, you need about $75,560 a year, or $36 an hour at a full-time job.

Is Elburn cheap or expensive?

Elburn is rated Cheap: rent takes 16.5% of the typical household income of $137,758. It ranks 248th cheapest of 334 Illinois cities we track.

How much are property taxes in Elburn?

The median homeowner in Elburn pays $8,761 a year in property taxes, about 2.25% of the median home value.

Is Elburn more expensive than the national average?

Overall prices in Illinois are same as the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Elburn?

The median home value in Elburn is $389,300, about 2.8 times the typical yearly household income.

6,354 people live in Elburn. Numbers are typical (middle) values.