salaryRent is lower than in 60% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are long, about 30.2 minutes each way. Most homes (87.3%) are owned, so rentals can be hard to find.
How much money do I need?
To rent here comfortably, you should earn about $58,080 a year. That is $28 an hour at a full-time job.
Is rent cheaper than other Illinois cities?
Yes. Rent here is cheaper than in most of Illinois. It is number 158 of 334 cities from cheapest to most expensive.
How much do households earn in Winthrop Harbor?
Share of households by yearly income. 36.1% of households earn $100,000 or more.
Rent by apartment size in Winthrop Harbor
| Size | Winthrop Harbor | U.S. average |
|---|---|---|
| 2 bedrooms | $1,323 | $1,509 |
| 3 bedrooms | $3,500+ | $1,698 |
| 4 bedrooms | $1,531 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Winthrop Harbor overall?
Everyday prices in Illinois overall are same as the U.S. average (index 100.0, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Winthrop Harbor, so the Illinois figure is shown.
Taxes and bills in Winthrop Harbor
Life in Winthrop Harbor
Is it cheaper to rent or buy in Winthrop Harbor?
Renting is cheaper right now: about $288 a month less.
Owning assumes a typical $250,800 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $25,080 for the down payment.
Frequently asked questions
What is the average rent in Winthrop Harbor, IL?
Renting in Winthrop Harbor costs a median of about $1,452 a month in 2026, including utilities. The Illinois median is $1,517.
How much do I need to make to live in Winthrop Harbor?
To keep rent under 30% of income, you need about $58,080 a year, or $28 an hour at a full-time job.
Is Winthrop Harbor cheap or expensive?
Winthrop Harbor is rated Cheap: rent takes 16.9% of the typical household income of $103,202. It ranks 158th cheapest of 334 Illinois cities we track.
How much are property taxes in Winthrop Harbor?
The median homeowner in Winthrop Harbor pays $7,419 a year in property taxes, about 2.96% of the median home value.
Is Winthrop Harbor more expensive than the national average?
Overall prices in Illinois are same as the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Winthrop Harbor?
The median home value in Winthrop Harbor is $250,800, about 2.4 times the typical yearly household income.
6,559 people live in Winthrop Harbor. Numbers are typical (middle) values.