States › New York › Patchogue

Is Patchogue, NY expensive to live in?

OKRent takes 24 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,34934% higher than U.S. average
💵 Families earn per year (2026)$115,730about $9,644/month · 33% higher than U.S. average
🔑 House price$477,60044% higher than U.S. average

Rent is higher than in 81% of U.S. cities. A typical house costs about 4.1 years of household income. Commutes are long, about 32.4 minutes each way.

How much money do I need?

To rent here comfortably, you should earn about $93,960 a year. That is $45 an hour at a full-time job.

Is rent cheaper than other New York cities?

No. Rent here is more expensive than in most of New York. It is number 198 of 343 cities from cheapest to most expensive.

Patchogue
$2,349
$2,255
$1,288
$1,066
$1,750

How much do households earn in Patchogue?

Under $25k
16.6%
$25k–50k
9.2%
$50k–100k
32.6%
$100k–150k
20.4%
$150k+
19.3%

Share of households by yearly income. 39.7% of households earn $100,000 or more.

Rent by apartment size in Patchogue

SizePatchogueU.S. average
Studio$1,630$1,338
1 bedroom$1,998$1,324
2 bedrooms$3,397$1,509
3 bedrooms$2,527$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Patchogue overall?

Everyday prices in New York overall are 8% above the U.S. average (index 107.9, U.S. = 100).

Housing
122
Goods (food, clothes…)
107
Utilities
134
Other services
104
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Patchogue, so the New York figure is shown.

Taxes and bills in Patchogue

🏛️ Property tax$10,000+a year · 2.09% of home value · U.S. $3,119
⚡ Electric bill$146a month (typical) · U.S. $156

Life in Patchogue

Commute to work32.4 minU.S.: 26.4 min
College degree35.1%U.S.: 35.7%
Own their home55.2%U.S.: 65.2%
Below poverty line10.6%U.S.: 12.5%
Unemployment3.5%U.S.: 5.2%

Is it cheaper to rent or buy in Patchogue?

Renting is cheaper right now: about $965 a month less.

Renting
$2,349
Owning
$3,314

Owning assumes a typical $477,600 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $47,760 for the down payment.

Frequently asked questions

What is the average rent in Patchogue, NY?

Renting in Patchogue costs a median of about $2,349 a month in 2026, including utilities. The New York median is $2,177.

How much do I need to make to live in Patchogue?

To keep rent under 30% of income, you need about $93,960 a year, or $45 an hour at a full-time job.

Is Patchogue cheap or expensive?

Patchogue is rated OK: rent takes 24.4% of the typical household income of $115,730. It ranks 198th cheapest of 343 New York cities we track.

How much are property taxes in Patchogue?

The median homeowner in Patchogue pays $10,000+ a year in property taxes, about 2.09% of the median home value.

Is Patchogue more expensive than the national average?

Overall prices in New York are 8% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Patchogue?

The median home value in Patchogue is $477,600, about 4.1 times the typical yearly household income.

12,396 people live in Patchogue. Numbers are typical (middle) values.