States › New York › Haverstraw

Is Haverstraw, NY expensive to live in?

ExpensiveRent takes 39 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,61749% higher than U.S. average
💵 Families earn per year (2026)$81,068about $6,756/month · 7% lower than U.S. average
🔑 House price$361,1009% higher than U.S. average

Rent is higher than in 88% of U.S. cities. A typical house costs about 4.5 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $104,680 a year. That is $50 an hour at a full-time job.

Is rent cheaper than other New York cities?

No. Rent here is more expensive than in most of New York. It is number 246 of 343 cities from cheapest to most expensive.

Haverstraw
$2,617
North Merrick
$3,206
Patchogue
$2,349
Inwood
$1,750
Babylon
$2,678
Ridge
$2,255
Geneva
$1,288

How much do households earn in Haverstraw?

Under $25k
11.5%
$25k–50k
19.5%
$50k–100k
35.3%
$100k–150k
12.2%
$150k+
11.3%

Share of households by yearly income. 23.5% of households earn $100,000 or more.

Rent by apartment size in Haverstraw

SizeHaverstrawU.S. average
1 bedroom$1,890$1,324
2 bedrooms$2,184$1,509
3 bedrooms$2,872$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Haverstraw overall?

Everyday prices in New York overall are 8% above the U.S. average (index 107.9, U.S. = 100).

Housing
122
Goods (food, clothes…)
107
Utilities
134
Other services
104
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Haverstraw, so the New York figure is shown.

Taxes and bills in Haverstraw

🏛️ Property tax$9,818a year · 2.72% of home value · U.S. $3,119
⚡ Electric bill$221a month (typical) · U.S. $156

Life in Haverstraw

Commute to work29.1 minU.S.: 26.4 min
College degree24.8%U.S.: 35.7%
Own their home49.6%U.S.: 65.2%
Below poverty line16.4%U.S.: 12.5%
Unemployment8.2%U.S.: 5.2%

Is it cheaper to rent or buy in Haverstraw?

Buying is cheaper month to month: about $111 a month less than renting.

Renting
$2,617
Owning
$2,506

Owning assumes a typical $361,100 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $36,110 for the down payment.

Frequently asked questions

What is the average rent in Haverstraw, NY?

Renting in Haverstraw costs a median of about $2,617 a month in 2026, including utilities. The New York median is $2,177.

How much do I need to make to live in Haverstraw?

To keep rent under 30% of income, you need about $104,680 a year, or $50 an hour at a full-time job.

Is Haverstraw cheap or expensive?

Haverstraw is rated Expensive: rent takes 38.7% of the typical household income of $81,068. It ranks 246th cheapest of 343 New York cities we track.

How much are property taxes in Haverstraw?

The median homeowner in Haverstraw pays $9,818 a year in property taxes, about 2.72% of the median home value.

Is Haverstraw more expensive than the national average?

Overall prices in New York are 8% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Haverstraw?

The median home value in Haverstraw is $361,100, about 4.5 times the typical yearly household income.

12,325 people live in Haverstraw. Numbers are typical (middle) values.