salaryRent is lower than in 84% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are short, about 19 minutes.
How much money do I need?
To rent here comfortably, you should earn about $42,640 a year. That is $21 an hour at a full-time job.
Is rent cheaper than other New York cities?
Yes. Rent here is cheaper than in most of New York. It is number 23 of 343 cities from cheapest to most expensive.
How much do households earn in Dunkirk?
Share of households by yearly income. 11.9% of households earn $100,000 or more.
Rent by apartment size in Dunkirk
| Size | Dunkirk | U.S. average |
|---|---|---|
| 2 bedrooms | $878 | $1,509 |
| 3 bedrooms | $1,044 | $1,698 |
| 4 bedrooms | $1,068 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is Dunkirk overall?
Everyday prices in New York overall are 8% above the U.S. average (index 107.9, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Dunkirk, so the New York figure is shown.
Taxes and bills in Dunkirk
Life in Dunkirk
Is it cheaper to rent or buy in Dunkirk?
Buying is cheaper month to month: about $409 a month less than renting.
Owning assumes a typical $94,700 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $9,470 for the down payment.
Frequently asked questions
What is the average rent in Dunkirk, NY?
Renting in Dunkirk costs a median of about $1,066 a month in 2026, including utilities. The New York median is $2,177.
How much do I need to make to live in Dunkirk?
To keep rent under 30% of income, you need about $42,640 a year, or $21 an hour at a full-time job.
Is Dunkirk cheap or expensive?
Dunkirk is rated OK: rent takes 22.3% of the typical household income of $57,483. It ranks 23rd cheapest of 343 New York cities we track.
How much are property taxes in Dunkirk?
The median homeowner in Dunkirk pays $2,352 a year in property taxes, about 2.48% of the median home value.
Is Dunkirk more expensive than the national average?
Overall prices in New York are 8% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in Dunkirk?
The median home value in Dunkirk is $94,700, about 1.6 times the typical yearly household income.
12,549 people live in Dunkirk. Numbers are typical (middle) values.