States › Florida › Ocala

Is Ocala, FL expensive to live in?

ExpensiveRent takes 35 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,7892% higher than U.S. average
💵 Families earn per year (2026)$60,802about $5,067/month · 30% lower than U.S. average
🔑 House price$241,40027% lower than U.S. average

Rent is higher than in 57% of U.S. cities. A typical house costs about 4.0 years of household income. Commutes are short, about 19.2 minutes.

How much money do I need?

To rent here comfortably, you should earn about $71,560 a year. That is $34 an hour at a full-time job.

Is rent cheaper than other Florida cities?

Yes. Rent here is cheaper than in most of Florida. It is number 156 of 479 cities from cheapest to most expensive.

Ocala
$1,789
$2,424

How much do households earn in Ocala?

Under $25k
19.3%
$25k–50k
25.4%
$50k–100k
31.9%
$100k–150k
10.0%
$150k+
5.6%

Share of households by yearly income. 15.6% of households earn $100,000 or more.

Rent by apartment size in Ocala

SizeOcalaU.S. average
Studio$1,388$1,338
1 bedroom$1,248$1,324
2 bedrooms$1,405$1,509
3 bedrooms$1,817$1,698
4 bedrooms$1,390$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Ocala overall?

Everyday prices in the Ocala metro area are 5% below the U.S. average (index 95.2, U.S. = 100).

Housing
86
Goods (food, clothes…)
96
Utilities
87
Other services
99
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024.

Taxes and bills in Ocala

🏛️ Property tax$1,723a year · 0.71% of home value · U.S. $3,119
⚡ Electric bill$222a month (typical) · U.S. $156

Life in Ocala

Commute to work19.2 minU.S.: 26.4 min
College degree31.2%U.S.: 35.7%
Own their home52.1%U.S.: 65.2%
Below poverty line21.1%U.S.: 12.5%
Unemployment5.9%U.S.: 5.2%

What jobs pay in Ocala

JobMedian payRent / pay
Pharmacist$128,87016.7%
Physician Assistant$125,79017.1%
Nurse Practitioner$124,43017.3%
Software Developer$112,78019.0%
Computer Systems Analyst$88,02024.4%
Operations Manager$83,77025.6%
Dental Hygienist$83,26025.8%
Civil Engineer$81,08026.5%
Registered Nurse$79,23027.1%
Accountant$74,37028.9%
Police Officer$73,57029.2%
Market Research Analyst$60,82035.3%
Licensed Practical Nurse$59,07036.3%
Elementary School Teacher$57,54037.3%
Truck Driver$51,49041.7%
Plumber$49,91043.0%
HVAC Technician$49,02043.8%
Electrician$47,70045.0%
Carpenter$46,60046.1%
Warehouse Worker$40,83052.6%
Medical Assistant$37,31057.5%
Customer Service Representative$37,13057.8%
Nursing Assistant$36,51058.8%
Restaurant Cook$35,50060.5%
Server (Waiter/Waitress)$34,89061.5%
Retail Salesperson$31,09069.1%
Cashier$28,97074.1%

Is it cheaper to rent or buy in Ocala?

Buying is cheaper month to month: about $114 a month less than renting.

Renting
$1,789
Owning
$1,675

Owning assumes a typical $241,400 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $24,140 for the down payment.

Frequently asked questions

What is the average rent in Ocala, FL?

Renting in Ocala costs a median of about $1,789 a month in 2026, including utilities. The Florida median is $1,963.

How much do I need to make to live in Ocala?

To keep rent under 30% of income, you need about $71,560 a year, or $34 an hour at a full-time job.

Is Ocala cheap or expensive?

Ocala is rated Expensive: rent takes 35.3% of the typical household income of $60,802. It ranks 156th cheapest of 479 Florida cities we track.

How much are property taxes in Ocala?

The median homeowner in Ocala pays $1,723 a year in property taxes, about 0.71% of the median home value.

Is Ocala more expensive than the national average?

Overall prices in the metro area are 5% below the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Ocala?

The median home value in Ocala is $241,400, about 4.0 times the typical yearly household income.

66,584 people live in Ocala. Numbers are typical (middle) values.