States › Florida › Delray Beach

Is Delray Beach, FL expensive to live in?

ExpensiveRent takes 33 cents of every $1 people earn here.
🏠 Rent per month (2026)$2,43939% higher than U.S. average
💵 Families earn per year (2026)$88,481about $7,373/month · 2% higher than U.S. average
🔑 House price$420,30026% higher than U.S. average

Rent is higher than in 84% of U.S. cities. A typical house costs about 4.8 years of household income.

How much money do I need?

To rent here comfortably, you should earn about $97,560 a year. That is $47 an hour at a full-time job.

Is rent cheaper than other Florida cities?

No. Rent here is more expensive than in most of Florida. It is number 383 of 479 cities from cheapest to most expensive.

Delray Beach
$2,439
$3,500+
$1,789
$2,424

How much do households earn in Delray Beach?

Under $25k
13.1%
$25k–50k
19.7%
$50k–100k
30.3%
$100k–150k
15.5%
$150k+
15.5%

Share of households by yearly income. 31.0% of households earn $100,000 or more.

Rent by apartment size in Delray Beach

SizeDelray BeachU.S. average
Studio$1,962$1,338
1 bedroom$1,959$1,324
2 bedrooms$2,097$1,509
3 bedrooms$2,044$1,698
4 bedrooms$2,371$2,098

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Delray Beach overall?

Everyday prices in the Miami-Fort Lauderdale-West Palm Beach metro area are 14% above the U.S. average (index 114.2, U.S. = 100).

Housing
156
Goods (food, clothes…)
104
Utilities
97
Other services
109
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024.

Taxes and bills in Delray Beach

🏛️ Property tax$3,351a year · 0.80% of home value · U.S. $3,119
⚡ Electric bill$142a month (typical) · U.S. $156

Life in Delray Beach

Commute to work23 minU.S.: 26.4 min
College degree43.7%U.S.: 35.7%
Own their home63.2%U.S.: 65.2%
Below poverty line13%U.S.: 12.5%
Unemployment5.8%U.S.: 5.2%

What jobs pay in Delray Beach

JobMedian payRent / pay
Lawyer$160,32018.3%
Pharmacist$135,21021.6%
Software Developer$132,65022.1%
Physician Assistant$132,36022.1%
Nurse Practitioner$131,34022.3%
Operations Manager$105,64027.7%
Computer Systems Analyst$103,65028.2%
Registered Nurse$91,38032.0%
Civil Engineer$83,75034.9%
Dental Hygienist$82,78035.4%
Accountant$80,92036.2%
Police Officer$79,84036.7%
Market Research Analyst$78,99037.1%
Firefighter$75,71038.7%
Licensed Practical Nurse$62,61046.7%
Electrician$58,63049.9%
Elementary School Teacher$58,30050.2%
HVAC Technician$58,04050.4%
Plumber$57,76050.7%
Truck Driver$51,58056.7%
Carpenter$51,57056.8%
Medical Assistant$44,93065.1%
Customer Service Representative$39,56074.0%
Warehouse Worker$38,58075.9%
Nursing Assistant$38,01077.0%
Restaurant Cook$36,92079.3%
Server (Waiter/Waitress)$36,07081.1%
Retail Salesperson$34,33085.3%
Cashier$30,25096.8%

Is it cheaper to rent or buy in Delray Beach?

Renting is cheaper right now: about $477 a month less.

Renting
$2,439
Owning
$2,916

Owning assumes a typical $420,300 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $42,030 for the down payment.

Frequently asked questions

What is the average rent in Delray Beach, FL?

Renting in Delray Beach costs a median of about $2,439 a month in 2026, including utilities. The Florida median is $1,963.

How much do I need to make to live in Delray Beach?

To keep rent under 30% of income, you need about $97,560 a year, or $47 an hour at a full-time job.

Is Delray Beach cheap or expensive?

Delray Beach is rated Expensive: rent takes 33.1% of the typical household income of $88,481. It ranks 383rd cheapest of 479 Florida cities we track.

How much are property taxes in Delray Beach?

The median homeowner in Delray Beach pays $3,351 a year in property taxes, about 0.80% of the median home value.

Is Delray Beach more expensive than the national average?

Overall prices in the metro area are 14% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Delray Beach?

The median home value in Delray Beach is $420,300, about 4.8 times the typical yearly household income.

67,979 people live in Delray Beach. Numbers are typical (middle) values.