salaryRent is higher than in 84% of U.S. cities. A typical house costs about 4.0 years of household income. Commutes are long, about 35.9 minutes each way.
How much money do I need?
To rent here comfortably, you should earn about $96,960 a year. That is $47 an hour at a full-time job.
Is rent cheaper than other Florida cities?
No. Rent here is more expensive than in most of Florida. It is number 380 of 479 cities from cheapest to most expensive.
How much do households earn in St. Cloud?
Share of households by yearly income. 24.8% of households earn $100,000 or more.
Rent by apartment size in St. Cloud
| Size | St. Cloud | U.S. average |
|---|---|---|
| Studio | $1,358 | $1,338 |
| 1 bedroom | $1,001 | $1,324 |
| 2 bedrooms | $1,480 | $1,509 |
| 3 bedrooms | $1,959 | $1,698 |
| 4 bedrooms | $2,633 | $2,098 |
Median monthly rent plus utilities for all renters, by number of bedrooms.
How expensive is St. Cloud overall?
Everyday prices in Florida overall are 3% above the U.S. average (index 103.4, U.S. = 100).
Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for St. Cloud, so the Florida figure is shown.
Taxes and bills in St. Cloud
Life in St. Cloud
Is it cheaper to rent or buy in St. Cloud?
About the same. Renting and owning cost within $48 of each other each month.
Owning assumes a typical $356,200 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $35,620 for the down payment.
Frequently asked questions
What is the average rent in St. Cloud, FL?
Renting in St. Cloud costs a median of about $2,424 a month in 2026, including utilities. The Florida median is $1,963.
How much do I need to make to live in St. Cloud?
To keep rent under 30% of income, you need about $96,960 a year, or $47 an hour at a full-time job.
Is St. Cloud cheap or expensive?
St. Cloud is rated Expensive: rent takes 32.4% of the typical household income of $89,703. It ranks 380th cheapest of 479 Florida cities we track.
How much are property taxes in St. Cloud?
The median homeowner in St. Cloud pays $2,770 a year in property taxes, about 0.78% of the median home value.
Is St. Cloud more expensive than the national average?
Overall prices in Florida are 3% above the U.S. average, according to the U.S. Bureau of Economic Analysis.
How much does a house cost in St. Cloud?
The median home value in St. Cloud is $356,200, about 4.0 times the typical yearly household income.
65,130 people live in St. Cloud. Numbers are typical (middle) values.