States › New York › Johnstown

Is Johnstown, NY expensive to live in?

CheapRent takes 19 cents of every $1 people earn here.
🏠 Rent per month (2026)$1,07839% lower than U.S. average
💵 Families earn per year (2026)$68,768about $5,731/month · 21% lower than U.S. average
🔑 House price$157,80053% lower than U.S. average

Rent is lower than in 83% of U.S. cities. A typical house costs under 3 years of household income, which is easy by U.S. standards. Commutes are short, about 19 minutes.

How much money do I need?

To rent here comfortably, you should earn about $43,120 a year. That is $21 an hour at a full-time job.

Is rent cheaper than other New York cities?

Yes. Rent here is cheaper than in most of New York. It is number 24 of 343 cities from cheapest to most expensive.

Johnstown
$1,078
Mount Ivy
$2,077
Port Jefferson
$3,172
Hornell
$1,029
Baywood
$2,981
Croton-on-Hudson
$2,509
Congers
$2,471

How much do households earn in Johnstown?

Under $25k
16.6%
$25k–50k
26.4%
$50k–100k
41.1%
$100k–150k
9.8%
$150k+
2.8%

Share of households by yearly income. 12.6% of households earn $100,000 or more.

Rent by apartment size in Johnstown

SizeJohnstownU.S. average
1 bedroom$913$1,324
2 bedrooms$1,001$1,509
3 bedrooms$1,193$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Johnstown overall?

Everyday prices in New York overall are 8% above the U.S. average (index 107.9, U.S. = 100).

Housing
122
Goods (food, clothes…)
107
Utilities
134
Other services
104
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Johnstown, so the New York figure is shown.

Taxes and bills in Johnstown

🏛️ Property tax$3,613a year · 2.29% of home value · U.S. $3,119
⚡ Electric bill$197a month (typical) · U.S. $156

Life in Johnstown

Commute to work19 minU.S.: 26.4 min
College degree21.7%U.S.: 35.7%
Own their home60.3%U.S.: 65.2%
Below poverty line8.4%U.S.: 12.5%
Unemployment3.1%U.S.: 5.2%

Is it cheaper to rent or buy in Johnstown?

About the same. Renting and owning cost within $17 of each other each month.

Renting
$1,078
Owning
$1,095

Owning assumes a typical $157,800 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $15,780 for the down payment.

Frequently asked questions

What is the average rent in Johnstown, NY?

Renting in Johnstown costs a median of about $1,078 a month in 2026, including utilities. The New York median is $2,177.

How much do I need to make to live in Johnstown?

To keep rent under 30% of income, you need about $43,120 a year, or $21 an hour at a full-time job.

Is Johnstown cheap or expensive?

Johnstown is rated Cheap: rent takes 18.8% of the typical household income of $68,768. It ranks 24th cheapest of 343 New York cities we track.

How much are property taxes in Johnstown?

The median homeowner in Johnstown pays $3,613 a year in property taxes, about 2.29% of the median home value.

Is Johnstown more expensive than the national average?

Overall prices in New York are 8% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Johnstown?

The median home value in Johnstown is $157,800, about 2.3 times the typical yearly household income.

8,111 people live in Johnstown. Numbers are typical (middle) values.