States › New York › Port Jefferson

Is Port Jefferson, NY expensive to live in?

OKRent takes 24 cents of every $1 people earn here.
🏠 Rent per month (2026)$3,17281% higher than U.S. average
💵 Families earn per year (2026)$156,288about $13,024/month · 79% higher than U.S. average
🔑 House price$655,80097% higher than U.S. average

Rent here is among the highest 10% in the country. Household incomes are higher than in 91% of U.S. cities. A typical house costs about 4.2 years of household income. Commutes are long, about 30.2 minutes each way. It is a highly educated city: 67.7% of adults have a college degree.

How much money do I need?

To rent here comfortably, you should earn about $126,880 a year. That is $61 an hour at a full-time job.

Is rent cheaper than other New York cities?

No. Rent here is more expensive than in most of New York. It is number 290 of 343 cities from cheapest to most expensive.

Port Jefferson
$3,172
$1,078
$2,077
$1,029
$2,981

How much do households earn in Port Jefferson?

Under $25k
4.0%
$25k–50k
11.8%
$50k–100k
24.6%
$100k–150k
21.1%
$150k+
38.9%

Share of households by yearly income. 60.0% of households earn $100,000 or more.

Rent by apartment size in Port Jefferson

SizePort JeffersonU.S. average
Studio$2,352$1,338
1 bedroom$2,422$1,324
2 bedrooms$2,571$1,509
3 bedrooms$3,061$1,698

Median monthly rent plus utilities for all renters, by number of bedrooms.

How expensive is Port Jefferson overall?

Everyday prices in New York overall are 8% above the U.S. average (index 107.9, U.S. = 100).

Housing
122
Goods (food, clothes…)
107
Utilities
134
Other services
104
U.S. average
100

Source: U.S. Bureau of Economic Analysis, Regional Price Parities 2024. City-level data is not published for Port Jefferson, so the New York figure is shown.

Taxes and bills in Port Jefferson

🏛️ Property tax$10,000+a year · 1.53% of home value · U.S. $3,119
⚡ Electric bill$216a month (typical) · U.S. $156

Life in Port Jefferson

Commute to work30.2 minU.S.: 26.4 min
College degree67.7%U.S.: 35.7%
Own their home72%U.S.: 65.2%
Below poverty line5.6%U.S.: 12.5%
Unemployment3.3%U.S.: 5.2%

Is it cheaper to rent or buy in Port Jefferson?

Renting is cheaper right now: about $1,378 a month less.

Renting
$3,172
Owning
$4,550

Owning assumes a typical $655,800 home, 10% down, a 30-year loan at 6.5% and about 1.5% a year for taxes and insurance. You would also need $65,580 for the down payment.

Frequently asked questions

What is the average rent in Port Jefferson, NY?

Renting in Port Jefferson costs a median of about $3,172 a month in 2026, including utilities. The New York median is $2,177.

How much do I need to make to live in Port Jefferson?

To keep rent under 30% of income, you need about $126,880 a year, or $61 an hour at a full-time job.

Is Port Jefferson cheap or expensive?

Port Jefferson is rated OK: rent takes 24.4% of the typical household income of $156,288. It ranks 290th cheapest of 343 New York cities we track.

How much are property taxes in Port Jefferson?

The median homeowner in Port Jefferson pays $10,000+ a year in property taxes, about 1.53% of the median home value.

Is Port Jefferson more expensive than the national average?

Overall prices in New York are 8% above the U.S. average, according to the U.S. Bureau of Economic Analysis.

How much does a house cost in Port Jefferson?

The median home value in Port Jefferson is $655,800, about 4.2 times the typical yearly household income.

8,091 people live in Port Jefferson. Numbers are typical (middle) values.